6529 Cloud Ct, Dayton, OH 45424 Property Records

Montgomery County property record for 6529 Cloud Ct, Dayton, OH 45424

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,358 sqft · built 1990
Lot Size0.198 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$135,500 (Jun 1998)
Tax Bill$3,748 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Aug 2023 Transfer
Flood ZoneZone X (minimal risk)
APNP70-00716-0037

Property Details

APN / Parcel Number

Primary APNP70-00716-0037

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,358 sqft Living Area
Gross Area2,799 sqft
1st Floor Area963 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialBrick/Stone
Construction TypeSteel Frame
Lot Area9,148 sqft (0.198 acres)
Lot Dimensions128 ft deep x 72 ft wide
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
Deck Area102 sqft
Patio Area102 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address6529 CLOUD CT
CityDAYTON
StateOH
Zip45424-7012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14923 H C HUBER #60 SEC 10
Legal SubdivisionH C HUBER #60
Legal Lot Number37
JurisdictionMONTGOMERY OH
Township / Civil DivisionHUBER HEIGHTS
Census Block Group3
Census Block3008
Census Tract100102

Owner

Source: Montgomery County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Deed of Trust, Mortgage · Line of Credit
P N C BANK NA
Aug 25, 2023Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 1998 · Amount on Record
Deed SaleJun 16, 1998 · Amount on Record
Prior SaleJun 16, 1998 · Amount on Record
Deed Document Number199812902
Deed Book / Page980401 / B09
Last Transfer DateAug 4, 2023
Transfer Doc0000043440
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Recording DateJun 1, 2026
Property Address6529 CLOUD CT, DAYTON, OH 45424-7012
Document Number0000031969
Instrument DateMay 18, 2026
Instrument202631969
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address6529 CLOUD CT, DAYTON, OH 45424-7012

Mortgage

Document Number0000031969,
DateJun 1, 2026
Instrument202631969
Lender
NameP N C BANK NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJun 5, 2066
Interest
Rate6.3%
Max Rate-1%

August 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMONTGOMERY OH
Recording DateAug 25, 2023
Property Address6529 CLOUD CT, DAYTON, OH 45424-7012
Document Number0000043441
Map ReferenceMB 100 PG 39&39A
Instrument DateAug 22, 2023
Instrument202300043441
Transaction TypeTransfer
Record UpdatedSep 8, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6529 CLOUD CT, HUBER HEIGHTS, OH 45424-7012

Transferred To (Grantee/Buyer)

NameVerified Name
Address6529 CLOUD CT, HUBER HEIGHTS, OH 45424-7012

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityHuber Heights City
Unified School DistrictHuber Heights City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,748.00$80,730 (-) Land $15,710 Building $65,020$230,660 (-) Land $44,880 Building $185,780
2024$3,748.00 (+2.15%)
2023$3,669.00 (+11.15%)$80,730 (+36%) Land $15,710 Building $65,020$230,660 (+36%) Land $44,880 Building $185,780
2022$3,301.00$59,360 Land $11,550 Building $47,810
2020$169,600 Land $33,000 Building $136,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUBER HEIGHTS PUBLIC WATER SYSTEM
private · serves 43,439 people · EPA ID OH5703612
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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