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6520 Cloud Ct, Dayton, OH 45424 Property Records

Montgomery County property record for 6520 Cloud Ct, Dayton, OH 45424

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,973 sqft · built 1990
Lot Size0.244 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$302,000 (Aug 2026)
Tax Bill$3,553 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Oct 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNP70-00716-0042

Property Details

APN / Parcel Number

Primary APNP70-00716-0042

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,973 sqft Living Area
Gross Area2,414 sqft
1st Floor Area1,973 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialBrick
Lot Area10,890 sqft (0.244 acres)
Lot Dimensions150 ft deep x 72 ft wide
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area84 sqft
Deck Area80 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address6520 CLOUD CT
CityDAYTON
StateOH
Zip45424-7012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14928 H C HUBER #60 SEC 10
Legal SubdivisionH C HUBER #60
Legal Lot Number42
JurisdictionMONTGOMERY OH
Township / Civil DivisionHUBER HEIGHTS
Census Block Group3
Census Block3008
Census Tract100102

Owner

Source: Montgomery County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6520 CLOUD CT, DAYTON, OH 45424-7012
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2026Deed, Transfer · Conventional Mortgage
LOAN STORE
Oct 19, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 13, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2026 · Amount on Record
Deed SaleAug 10, 2026 · Amount on Record
Prior SaleAug 13, 2018 · Amount on Record
Deed Document Number202647239
Prior Transfer DateNov 16, 2000
Prior Transfer Doc0007000009
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY OH
Recording DateAug 10, 2026
Property Address6520 CLOUD CT, DAYTON, OH 45424-7012
Document Number0000047239
Instrument DateJul 14, 2026
Instrument202647239
Transaction TypeTransfer
Record UpdatedOct 6, 2026
Title CompanyHOME SERVICES TITLE LLC, HOME SERVICES TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$91,506.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address6520 CLOUD CT, DAYTON, OH 45424-7012

Mortgage

Document Number0000047240,
DateAug 10, 2026
Instrument202647240
Lender
NameLOAN STORE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTGOMERY OH
Recording DateOct 19, 2018
Property Address6520 CLOUD CT, DAYTON, OH 45424-7012
Document Number0000061820
Instrument DateOct 17, 2018
Instrument61820
Transaction TypeTransfer
Record UpdatedNov 7, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address6520 CLOUD CT HUBER HEIGHTS OH 454247012, HUBER HEIGHTS, OH 45424-7012

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateAug 13, 2018
Property Address6520 CLOUD CT, DAYTON, OH 45424-7012
Document Number0000047206
Instrument DateAug 7, 2018
Instrument47206
Transaction TypeTransfer
Record UpdatedJan 7, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$500.40
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6520 CLOUD CT HUBER HEIGHTS OH 454247012, HUBER HEIGHTS, OH 45424-7012

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityHuber Heights City
Unified School DistrictHuber Heights City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,553.00 (-0.53%)$77,020 (-) Land $15,710 Building $61,310$220,060 (-) Land $44,880 Building $175,180
2024$3,572.00 (+4.32%)
2023$3,424.00 (+9.6%)$77,020 (+36.01%) Land $15,710 Building $61,310$220,060 (+36%) Land $44,880 Building $175,180
2022$3,124.00$56,630 Land $11,550 Building $45,080
2020$161,810 Land $33,000 Building $128,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUBER HEIGHTS PUBLIC WATER SYSTEM
private · serves 43,439 people · EPA ID OH5703612
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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