654 Shenandoah Trl, Elgin, IL 60123 Property Records

Kane County property record for 654 Shenandoah Trl, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,670 sqft · built 1988
Lot Size0.18 acres (7,841 sqft)
OwnerCompany Name on Record
Tax Bill$8,136 (2025)
Flood ZoneZone X (minimal risk)
APN06-09-379-035

Property Details

APN / Parcel Number

Primary APN06-09-379-035

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,670 sqft Living Area
Gross Area2,540 sqft
1st Floor Area1,670 sqft
Basement Area870 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address654 SHENANDOAH TRL
CityELGIN
StateIL
Zip60123-2518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALLEY CREEK UNIT 8 LOT 278
Legal SubdivisionVALLEY CREEK
Legal Block3
Legal Lot Number278
Legal Unit8
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3003
Census Tract851909

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address654 SHENANDOAH TRL, ELGIN, IL 60123-2518
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 23, 2008
Transfer Doc0000063223
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,136.00 (+15.85%) Homeowner's exemption$114,657 (+8.57%) Land $34,594 Building $80,063$344,109 (+8.57%) Land $103,824 Building $240,285
2024$105,606 (+21.39%) Land $31,863 Building $73,743$316,945 (+21.44%) Land $95,627 Building $221,318
2022$7,023.00 (+4.49%) Homeowner's exemption$86,995 (+6.96%) Land $26,248 Building $60,747$260,985 (+6.96%) Land $78,744 Building $182,241
2021$6,721.00 Homeowner's exemption$81,334 Land $24,540 Building $56,794$244,002 Land $73,620 Building $170,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Fox Valley Internet, T-Mobile.

Nearby Properties on Shenandoah Trl

Nearby Streets

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