Kane County property record for 649 Shenandoah Trl, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,023 sqft · built 1987 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Aug 2012) |
| Tax Bill | $8,665 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-09-380-010 |
| Primary APN | 06-09-380-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,023 sqft Living Area |
| Gross Area | 3,206 sqft |
| Basement Area | 1,183 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 649 SHENANDOAH TRL |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-2511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALLEY CREEK UNIT 8 LOT 270 |
| Legal Subdivision | VALLEY CREEK |
| Legal Block | 3 |
| Legal Lot Number | 270 |
| Legal Unit | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 851909 |
649 Shenandoah Trl is owned and occupied by an individual who bought it in August 2012.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 649 SHENANDOAH TRL, ELGIN, IL 60123-2511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2012 · Amount on File |
| Deed Sale | Aug 15, 2012 · Amount on File |
| Prior Sale | Aug 15, 2012 |
| Deed Document Number | 201254249 |
| Prior Transfer Date | Dec 18, 2001 |
| Prior Transfer Doc | 0000015589 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 649 Shenandoah Trl was $8,665 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,665.00 Homeowner's exemption | $121,580 (+8.57%) Land $34,594 Building $86,986 | $364,886 (+8.57%) Land $103,824 Building $261,062 |
| 2024 | $111,983 Land $31,863 Building $80,120 | $336,083 Land $95,627 Building $240,456 | |
| 2022 | $7,478.00 (+4.46%) Homeowner's exemption | $92,248 (+6.96%) Land $26,248 Building $66,000 | $276,744 (+6.96%) Land $78,744 Building $198,000 |
| 2021 | $7,159.00 Homeowner's exemption | $86,245 Land $24,540 Building $61,705 | $258,735 Land $73,620 Building $185,115 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 649 Shenandoah Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 649 Shenandoah Trl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile.
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