Kane County property record for 644 Shenandoah Trl, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,052 sqft · built 1987 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (Dec 2014) |
| Tax Bill | $8,797 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-09-379-032 |
| Primary APN | 06-09-379-032 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,052 sqft Living Area |
| Gross Area | 3,012 sqft |
| Basement Area | 960 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 644 SHENANDOAH TRL |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-2518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALLEY CREEK UNIT 8 LOT 275 |
| Legal Subdivision | VALLEY CREEK |
| Legal Block | 3 |
| Legal Lot Number | 275 |
| Legal Unit | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 851909 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 644 SHENANDOAH TRL, ELGIN, IL 60123-2518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2014 · Amount on Record |
| Deed Sale | Dec 17, 2014 · Amount on Record |
| Prior Sale | Sep 11, 2006 · Amount on Record |
| Deed Document Number | 201463816 |
| Prior Transfer Date | Nov 23, 2011 |
| Prior Transfer Doc | 0000006470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 644 SHENANDOAH TRL, ELGIN, IL 60123-2518 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000069110 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021K069110 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2041 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,797.00 (+15.87%) Homeowner's exemption | $123,316 (+8.57%) Land $34,594 Building $88,722 | $370,096 (+8.57%) Land $103,824 Building $266,273 |
| 2024 | $113,582 (+21.39%) Land $31,863 Building $81,719 | $340,882 (+21.44%) Land $95,627 Building $245,255 | |
| 2022 | $7,592.00 (+4.44%) Homeowner's exemption | $93,565 (+6.96%) Land $26,248 Building $67,317 | $280,695 (+6.96%) Land $78,744 Building $201,951 |
| 2021 | $7,269.00 Homeowner's exemption | $87,477 Land $24,540 Building $62,937 | $262,431 Land $73,620 Building $188,811 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures