654 Saranac Dr, Winter Springs, FL 32708 Property Records

Seminole County property record for 654 Saranac Dr, Winter Springs, FL 32708

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,471 sqft · built 1988
Lot Size0.329 acres (14,363 sqft)
Owner2 Individual Names on Record
Tax Bill$4,171 (2025)
Deeds & MortgagesJan 2026 Transfer
Flood ZoneZone X (minimal risk)
APN08-21-31-5HS-0000-0660

Property Details

APN / Parcel Number

Primary APN08-21-31-5HS-0000-0660

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,471 sqft Living Area
1st Floor Area2,473 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Exterior MaterialStucco
Construction TypeWood
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area14,363 sqft
Garage Area604 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchPorch
Porch Area392 sqft
Patio Area538 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address654 SARANAC DR
CityWINTER SPRINGS
StateFL
Zip32708-5606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 66 TUSCAWILLA UNIT 14A PB 32 PGS 21 TO 24
Legal Range31E
Legal Township21S
Legal Section08
Legal SubdivisionTUSCAWILLA
Legal Lot Number66
Legal Unit14
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group3
Census Block3001
Census Tract21313

Owner

Source: Seminole County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address21216 NE INTERLACHEN LN, FAIRVIEW, OR 97024-8723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Prior SaleJul 21, 2017 · Amount on Record
Last Transfer DateJan 9, 2026
Transfer Doc0109641174
Record UpdatedJun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSEMINOLE FL
Recording DateJan 9, 2026
Property Address654 SARANAC DR, WINTER SPRINGS, FL 32708-5606
Document Number0109641174
Book / Page10964 / 1174
Map ReferenceMB 32 PG 21-24
Instrument DateDec 22, 2025
Instrument2026002517
Transaction TypeTransfer
Record UpdatedJan 22, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address654 SARANAC DR, WINTER SPRINGS, FL 32708-5606

Transferred To (Grantee/Buyer)

NameVerified Name
Address21216 NE INTERLACHEN LN, FAIRVIEW, OR 97024-8723

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityWinter Springs City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,171.00 (+9.42%) Homeowner's exemption$291,618 (+5.99%)$599,097 (+14.51%) Land $150,000 Building $449,097
2023$3,812.00 (+2.94%) Homeowner's exemption$275,145 (+3%)$523,176 (+8.57%) Land $140,000 Building $383,176
2022$3,703.00 Homeowner's exemption$267,131$481,897 Land $120,000 Building $361,897

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER SPRINGS, CITY OF (3 WPS)
serves 34,657 people · EPA ID FL3590879
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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