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650 Saranac Dr, Winter Springs, FL 32708 Property Records

Seminole County property record for 650 Saranac Dr, Winter Springs, FL 32708

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,772 sqft · built 1986
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on Record
Last Sale$632,500 (May 2024)
Tax Bill$8,992 (2025)
Deeds & MortgagesMay 2023 Transfer
Flood ZoneZone X (minimal risk)
APN08-21-31-5HS-0000-0640

Property Details

APN / Parcel Number

Primary APN08-21-31-5HS-0000-0640
Alternative APN
  • 2131085HS00000640

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,772 sqft Living Area
Gross Area3,366 sqft
1st Floor Area2,220 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Garage TypeAttached
Garage Area594 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area552 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address650 SARANAC DR
CityWINTER SPRINGS
StateFL
Zip32708-5606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 64 TUSCAWILLA UNIT 14A PB 32 PGS 21 TO 24
Legal Range31E
Legal Township21S
Legal Section08
Legal SubdivisionTUSCAWILLA UNIT 14A
Legal Tract5HS
Legal Lot Number64
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group3
Census Block3001
Census Tract21313

Owner

Source: Seminole County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address650 SARANAC DR, WINTER SPRINGS, FL 32708-5606
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2024 · Amount on Record
Deed SaleMay 30, 2024 · Amount on Record
Prior SaleMar 1, 1999 · Amount on Record
Deed Document Number202447732
Deed Book / Page10635 / 1568
Prior Transfer DateJul 1, 2009
Prior Transfer Doc0072200273
Record UpdatedJun 8, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSEMINOLE FL
Recording DateMay 25, 2023
Property Address650 SARANAC DR, WINTER SPRINGS, FL 32708-5606
Document Number0104460329
Book / Page10446 / 329
Map ReferenceMB 32 PG 21
Instrument DateMay 24, 2023
Instrument2023048525
Transaction TypeTransfer
Record UpdatedJun 8, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address650 SARANAC DR, WINTER SPRINGS, FL 32708-5606

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address650 SARANAC DR, WINTER SPRINGS, FL 32708-5606

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityWinter Springs City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,992.00 (+159.28%)$543,408 (+114.67%) Land $150,000 Building $393,408$543,408 (+15%) Land $150,000 Building $393,408
2023$3,468.00 (+3%) Homeowner's exemption$253,141 (+3%)$472,529 (+9.18%) Land $140,000 Building $332,529
2022$3,367.00 Homeowner's exemption$245,768$432,788 Land $120,000 Building $312,788

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER SPRINGS, CITY OF (3 WPS)
serves 34,657 people · EPA ID FL3590879
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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