Seminole County property record for 658 Saranac Dr, Winter Springs, FL 32708
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,871 sqft · built 1987 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $302,500 (May 2012) |
| Tax Bill | $4,915 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-21-31-5HS-0000-0680 |
| Primary APN | 08-21-31-5HS-0000-0680 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,871 sqft Living Area |
| Gross Area | 3,454 sqft |
| 1st Floor Area | 2,871 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Garage Type | Attached |
| Garage Area | 583 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 301 sqft |
| Patio Area | 590 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 658 SARANAC DR |
|---|---|
| City | WINTER SPRINGS |
| State | FL |
| Zip | 32708-5606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 68 TUSCAWILLA UNIT 14A PB 32 PGS 21 TO 24 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 08 |
| Legal Subdivision | TUSCAWILLA UNIT 14A |
| Legal Tract | 5HS |
| Legal Lot Number | 68 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 21313 |
Source: Seminole County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 658 SARANAC DR, WINTER SPRINGS, FL 32708-5606 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 15, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| May 12, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| May 14, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2012 · Amount on Record |
| Deed Sale | May 3, 2012 · Amount on Record |
| Prior Sale | Jun 1, 2003 · Amount on Record |
| Deed Document Number | 201252092 |
| Deed Book / Page | 7764 / 725 |
| Last Transfer Date | Mar 14, 2022 |
| Transfer Doc | 0101930723 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Mar 15, 2022 |
| Property Address | 658 SARANAC DR, WINTER SPRINGS, FL 32708-5606 |
| Document Number | 0101930723 |
| Book / Page | 10193 / 723 |
| Map Reference | MB 32 PG 21 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 2022031576 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 658 SARANAC DR, WINTER SPRINGS, FL 32708-5606 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 658 SARANAC DR, WINTER SPRINGS, FL 32708-5606 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 658 SARANAC DR, WINTER SPRINGS, FL 32708-5606 |
| Document Number | 0099281564 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 9928/1564 |
| Instrument | 2021063096 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 658 SARANAC DR, WINTER SPRINGS, FL 32708-5606 |
| Document Number | 0096050690 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 658 SARANAC DR #OR WINTER SPRINGS FL 327085606, OR, WINTER SPRINGS, FL 32708-5606 |
| Document Number | 0096050690 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 009605/000690 |
| Instrument | 51924 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 18, 2050 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Winter Springs City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,915.00 (+10.95%) Homeowner's exemption Veteran's exemption | $338,894 (+5.99%) | $645,147 (+15.64%) Land $150,000 Building $495,147 |
| 2023 | $4,430.00 (+2.93%) Homeowner's exemption | $319,750 (+3%) | $557,903 (+7.63%) Land $140,000 Building $417,903 |
| 2022 | $4,304.00 Homeowner's exemption | $310,437 | $518,349 Land $120,000 Building $398,349 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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