Essex County and Belleville Township property record for 654 Mill St, Belleville, NJ 07109
| Property Type | Single Family Home |
|---|---|
| Details | 1,348 sqft · built 1946 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $11,000 (Dec 1997) |
| Tax Bill | $11,311 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-02402-0000-00003 |
| Primary APN | 01-02402-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 1,348 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 00005511 |
|---|---|
| Street Address | 654 MILL ST |
| City | BELLEVILLE |
| State | NJ |
| Zip | 07109-1353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X100 |
| Legal Block | 2402 |
| Legal Lot Number | 3 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BELLEVILLE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 14700 |
Source: Essex County and Belleville Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 75 CEDAR HILL AVE, 1, BELLEVILLE, NJ 07109-2034 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Jul 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 1997 · Amount on Record |
| Deed Sale | Dec 10, 1997 · Amount on Record |
| Deed Book / Page | 5510 / 215 |
| Last Transfer Date | Jul 25, 2012 |
| Transfer Doc | 0012066049 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 14, 2021 |
| Property Address | 654 MILL ST, BELLEVILLE, NJ 07109-1353 |
| Document Number | 2021061249 |
| Instrument Date | Apr 22, 2021 |
| Instrument | 2021061249 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $684.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 352 FRANKLIN AVE, 352, BELLEVILLE, NJ 07109-1704 |
| Name | Verified Name |
|---|---|
| Address | 75 CEDAR HILL AVE # 77, 77, BELLEVILLE, NJ 07109-2034 |
| Document Number | 2021061263 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021061263 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 654 MILL ST, BELLEVILLE, NJ 07109-1353 |
| Document Number | 0000076132 |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 654 MILL ST BELLEVILLE NJ 071091353, BELLEVILLE, NJ 07109-1353 |
| Document Number | 0000076132 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 76132 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 13, 2034 |
Source: Essex County and Belleville Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Belleville Township |
| Unified School District | Belleville Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $272,100 (-) Land $128,300 Building $143,800 | $272,100 (-) Land $128,300 Building $143,800 | |
| 2025 | $11,311.00 (+3.08%) | $272,100 (-) Land $128,300 Building $143,800 | $272,100 (-) Land $128,300 Building $143,800 |
| 2024 | $10,973.00 (+4.72%) | ||
| 2023 | $272,100 Land $128,300 Building $143,800 | $272,100 Land $128,300 Building $143,800 | |
| 2022 | $10,478.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Lead | 2 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020 |
| Monitoring and Reporting | 19 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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