Essex County and Belleville Township property record for 643 Mill St, Belleville, NJ 07109
| Property Type | Single Family Home |
|---|---|
| Details | 1,593 sqft · built 1956 |
| Lot Size | 0.087 acres (3,798 sqft) |
| Owner | Individual Name on File |
| Last Sale | $182,500 (Mar 2000) |
| Tax Bill | $12,217 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01605-0000-00011 |
| Primary APN | 01-01605-0000-00011 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,593 sqft Living Area |
| 1st Floor Area | 1,593 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Lot Area | 3,798 sqft (0.087 acres) |
| Lot Dimensions | 95 ft deep x 40 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 00007896 |
|---|---|
| Street Address | 643 MILL ST |
| City | BELLEVILLE |
| State | NJ |
| Zip | 07109-1352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 40X95 |
| Legal Block | 1605 |
| Legal Lot Number | 11 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BELLEVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 14700 |
Source: Essex County and Belleville Township records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 643 MILL ST, BELLEVILLE, NJ 07109-1352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2000 · Amount on File |
| Deed Sale | Mar 16, 2000 · Amount on File |
| Deed Book / Page | 5681 / 920 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 643 MILL ST, BELLEVILLE, NJ 07109-1352 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 15720 BRIXHAM HILL AVE 300, 300, CHARLOTTE, NC 28277-4784 |
| Document Number | 2021044222 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 2021044222 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | RENO, NV 89501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 643 MILL ST, BELLEVILLE, NJ 07109-1352 |
| Document Number | 0000117374 |
| Instrument Date | Oct 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 643 MILL ST BELLEVILLE NJ 071091352, BELLEVILLE, NJ 07109-1352 |
| Document Number | 0000117374 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 117374 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 22, 2040 |
Source: Essex County and Belleville Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Belleville Township |
| Unified School District | Belleville Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $293,900 (-) Land $116,600 Building $177,300 | $293,900 (-) Land $116,600 Building $177,300 | |
| 2025 | $12,217.00 (+3.08%) | $293,900 (-) Land $116,600 Building $177,300 | $293,900 (-) Land $116,600 Building $177,300 |
| 2024 | $11,852.00 (+4.72%) | ||
| 2023 | $293,900 Land $116,600 Building $177,300 | $293,900 Land $116,600 Building $177,300 | |
| 2022 | $11,318.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Lead | 2 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020 |
| Monitoring and Reporting | 19 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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