Essex County and Belleville Township property record for 657 Mill St, Belleville, NJ 07109
| Property Type | Single Family Home |
|---|---|
| Details | 1,176 sqft · built 1927 |
| Lot Size | 0.069 acres (3,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $465,000 (Apr 2025) |
| Tax Bill | $9,274 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-01605-0000-00007 |
| Primary APN | 01-01605-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,176 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Construction Type | Frame |
| Lot Area | 3,001 sqft (0.069 acres) |
| Lot Dimensions | 100 ft deep x 30 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 00007893 |
|---|---|
| Street Address | 657 MILL ST |
| City | BELLEVILLE |
| State | NJ |
| Zip | 07109-1352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 30X100 |
| Legal Subdivision | TOWNSHIP/BELLEVILLE |
| Legal Block | 1605 |
| Legal Lot Number | 7 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BELLEVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 14700 |
657 Mill St is owned and occupied by two individuals who bought it in April 2025.
Source: Essex County and Belleville Township records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 657 MILL ST, BELLEVILLE, NJ 07109-1352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 15, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2025 · Amount on File |
| Deed Sale | Apr 10, 2025 · Amount on File |
| Prior Sale | May 1, 2012 · Amount on File |
| Deed Document Number | 202523015 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 657 MILL ST, BELLEVILLE, NJ 07109-1352 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | SUNNYSIDE TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000057901 |
|---|---|
| Date | May 6, 2021 |
| Instrument | 2021057901 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 657 MILL ST, BELLEVILLE, NJ 07109-1352 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 657 MILL ST, BELLEVILLE, NJ 07109-1352 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009759 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | 2023009759 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Jan 15, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 657 Mill St was $9,274, up 3.1% from the year before.
Source: Essex County and Belleville Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Belleville Township |
| Unified School District | Belleville Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,000 (+11.61%) Land $96,000 Building $153,000 | $249,000 (+11.61%) Land $96,000 Building $153,000 | |
| 2025 | $9,274.00 (+3.08%) | $223,100 Land $96,000 Building $127,100 | $223,100 Land $96,000 Building $127,100 |
| 2024 | $8,997.00 | ||
| 2023 | $223,100 (-) Land $96,000 Building $127,100 | $223,100 (-) Land $96,000 Building $127,100 | |
| 2022 | $8,591.00 (+1.48%) | $223,100 Land $96,000 Building $127,100 | $223,100 Land $96,000 Building $127,100 |
| 2021 | $8,466.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 657 Mill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 657 Mill St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Lead | 2 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020 |
| Monitoring and Reporting | 19 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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