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654 E McMillan St, Cincinnati, OH 45206 Property Records

Hamilton County property record for 654 E McMillan St, Cincinnati, OH 45206

Property Summary

Property TypeCommercial
Details2.75 ba · 19,872 sqft · built 1916
Lot Size0.273 acres (11,892 sqft)
OwnerCompany Name on File
Last Sale$365,500 (Aug 2015)
Tax Bill$11,252 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Jul 2018 Sale
Flood ZoneZone X (minimal risk)
APN091-0004-0024-00

Property Details

APN / Parcel Number

Primary APN091-0004-0024-00

Interior

Full Baths2.75 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area19,872 sqft
Basement Area8,186 sqft

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Lot Area11,892 sqft (0.273 acres)
Lot Dimensions170 ft deep x 240 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address654 E MCMILLAN ST
CityCINCINNATI
StateOH
Zip45206
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCCP
Legal Description654 E MC MILLAN 70 X 170 PT LOT 1 P H KEMPER SUB PARS 24-131 CONS
Legal SubdivisionKEMPER SUB
Legal Lot Number1
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2016
Census Tract26700

Owner

Source: Hamilton County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2889 ROMANA PL, CINCINNATI, OH 45209-2023
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jul 2, 2018Warranty Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 25, 2015 · Amount on Record
Deed SaleAug 25, 2015 · Amount on Record
Prior SaleJul 17, 2003 · Amount on Record
Deed Document Number201591006
Deed Book / Page12976 / 2092
Prior Transfer DateOct 7, 2008
Prior Transfer Doc0000000010
Record UpdatedJun 8, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address654 E MCMILLAN ST, CINCINNATI, OH 45206
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000077217
DateAug 31, 2018
Book Page13744/00500
Instrument2018-0077217
Lender
NameUS BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 2, 2018
Property Address654 E MCMILLAN ST, CINCINNATI, OH 45206
Document Number0000056811
Book / Page013701 / 001810
Instrument DateJun 27, 2018
Instrument56811
Transaction TypeTransfer
Record UpdatedAug 28, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2889 ROMANA PL CINCINNATI OH 452092023, CINCINNATI, OH 45209-2023

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,252.00 (+0.67%)$134,905 (+%) Land $15,495 Building $119,410$385,440 (-) Land $44,270 Building $341,170
2024$11,177.00 (+0.26%)$134,903 (-) Land $15,494 Building $119,409
2023$11,148.00 (+4.78%)$134,903 (+15.66%) Land $15,494 Building $119,409$385,440 (+15.66%) Land $44,270 Building $341,170
2022$10,639.00$116,635 Land $14,620 Building $102,015
2020$333,240 Land $41,770 Building $291,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile USA, Verizon, Xiber.

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