647 E McMillan St, Cincinnati, OH 45206 Property Records

Hamilton County property record for 647 E McMillan St, Cincinnati, OH 45206

Property Summary

Property Type	Commercial
Details	4 bd · 2 ba · 1,458 sqft · built 1885
Lot Size	0.056 acres (2,439 sqft)
Owner	Company Name on Record
Last Sale	$365,500 (Aug 2015)
Tax Bill	$1,281 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`068-0002-0347-00`

Property Details

APN / Parcel Number

Primary APN	`068-0002-0347-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,458 sqft
1st Floor Area	789 sqft
Basement Area	789 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	2,439 sqft (0.056 acres)
Lot Dimensions	107 ft deep x 99 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	647 E MCMILLAN ST
City	CINCINNATI
State	OH
Zip	45206
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CCP
Legal Description	E MC MILLAN ST 50 X 107.28 IRRLOTS 417-419 STEPHEN KEMPERS SUBPARS 347-348-391 CONS
Legal Subdivision	STEPHEN KEMPERS SUB
Legal Lot Number	417-4
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1004
Census Tract	26700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peeble's Corner Historic District listed 1985 · 62 contributing resources · NRIS 85002835

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2889 ROMANA PL, CINCINNATI, OH 45209-2023
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 2, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2015 · Amount on Record
Deed Sale	Aug 25, 2015 · Amount on Record
Prior Sale	Dec 4, 2006 · Amount on Record
Deed Document Number	201591006
Deed Book / Page	12976 / 2092
Prior Transfer Date	Aug 20, 2015
Prior Transfer Doc	0000091005
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	647 E MCMILLAN ST, CINCINNATI, OH 45206
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077217
Date	Aug 31, 2018
Book Page	13744/00500
Instrument	2018-0077217

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 2, 2018
Property Address	647 E MCMILLAN ST, CINCINNATI, OH 45206
Document Number	0000056811
Book / Page	013701 / 001810
Instrument Date	Jun 27, 2018
Instrument	56811
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2889 ROMANA PL CINCINNATI OH 452092023, CINCINNATI, OH 45209-2023

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,281.00 (+0.63%)	$15,100 (+0.01%) Land $11,218 Building $3,882	$43,140 (-) Land $32,050 Building $11,090
2024	$1,273.00 (+0.32%)	$15,098 (-) Land $11,217 Building $3,881
2023	$1,269.00 (-0.94%)	$15,098 (+9.29%) Land $11,217 Building $3,881	$43,140 (+9.3%) Land $32,050 Building $11,090
2022	$1,281.00	$13,815 Land $10,710 Building $3,105
2020			$39,470 Land $30,600 Building $8,870

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Mar 1997 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Xiber.

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