645 E McMillan St, Cincinnati, OH 45206 Property Records

Hamilton County property record for 645 E McMillan St, Cincinnati, OH 45206

Property Summary

Property Type	Medical Building
Details	1,350 sqft · built 1930
Lot Size	0.057 acres (2,483 sqft)
Owner	Company Name on File
Last Sale	$72,000 (Jun 2016)
Tax Bill	$4,459 (2025)
Deeds & Mortgages	May 2018 Line of Credit Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`068-0002-0346-00`

Property Details

APN / Parcel Number

Primary APN	`068-0002-0346-00`

Interior

Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,350 sqft

Exterior

Year Built	Built 1930
Lot Area	2,483 sqft (0.057 acres)
Lot Dimensions	107 ft deep x 157 ft wide

Location & Zoning

Street Address	645 E MCMILLAN ST
City	CINCINNATI
State	OH
Zip	45206-1928
Property Category	Commercial
Property Type	Commercial > Office > Medical Building
Legal Description	645 MC MILLAN ST 25 X 107 LOT 421 STEPHEN KEMPERS SUB
Legal Subdivision	STEPHEN KEMPERS SUB
Legal Lot Number	421
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1004
Census Tract	26700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peeble's Corner Historic District listed 1985 · 62 contributing resources · NRIS 85002835

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	345 ADA ST, CINCINNATI, OH 45219-1101
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 25, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 15, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 20, 2016 · Amount on Record
Deed Sale	Jun 20, 2016 · Amount on Record
Deed Document Number	0000055407
Deed Book / Page	013191 / 001696
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	645 E MCMILLAN ST, CINCINNATI, OH 45206-1928
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004601
Date	May 25, 2018
Instrument	18-0044601

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43234

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	645 E MCMILLAN ST, CINCINNATI, OH 45206-1928
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012079
Date	Feb 15, 2019
Book Page	13856/00400
Instrument	2019-0012079

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43234

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 6, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,459.00 (+0.63%)	$49,795 (-) Land $8,488 Building $41,307
2024	$4,431.00 (+0.25%)	$49,795 (-) Land $8,488 Building $41,307
2023	$4,420.00 (-10.47%)	$49,795 (-2.07%) Land $8,488 Building $41,307	$142,270 (-2.07%) Land $24,250 Building $118,020
2022	$4,937.00	$50,845 Land $8,141 Building $42,704
2020			$145,270 Land $23,260 Building $122,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Mar 1997 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon, Xiber.

Nearby Properties on E McMillan St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures