654 E 8th St, Saint Charles, MN 55972 Property Records

Winona County property record for 654 E 8th St, Saint Charles, MN 55972 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1998
Square Footage1,152 sqft Living Area
Lot Size43,560 sqft (1 acres)
Garage760 sqft
OccupancyOwner Occupied
Tax Bill$3,266.00 (2026)

Property Details

APN / Parcel Number

Primary APN29.000.1170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Building Area1,152 sqft Living Area
1st Floor1,092 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1998
Architectural StyleSplit Level Style
Exterior MaterialWood Siding Exterior
Construction TypeLog Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area43,560 sqft (1 acres)
Depth X Width100 ft x 10 ft Depth x Width
Garage Area760 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area240 sqft Shed
Deck Area368 sqft Deck
Porch Area520 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHot Water Heating

Location & Zoning

Street Address654 E 8TH ST
CitySAINT CHARLES
StateMN
Zip55972-1465
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECT-20 TWP-106 RANGE-010 LIMITS ST CHARLES LOT-048 LIMITS PARCEL CONTG 2.81 ACRES COM 737' EAST OF NW CORNER SW 1/4, S 10',
Legal Range010
Legal Township106
Legal Section20
Legal SubdivisionLIMITS
Legal Lot Number10,48
JurisdictionWINONA MN
Minor Civil DivisionST. CHARLES
Census Blockgroup2
Census Block2002
Census Tract671000

Owner

Source: Winona County records · APN 29.000.1170

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address654 E 8TH ST, SAINT CHARLES, MN 55972-1465
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2023Deed of Trust, Mortgage · Commercial Mortgage
BREMER BANK NA
Oct 31, 2017Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateSep 18, 2017
Transfer Doc606425
Record RefreshedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address654 E 8TH ST, SAINT CHARLES, MN 55972-1465
Transaction TypeMortgage
Record UpdatedNov 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1337 WHITEWATER AVE, SAINT CHARLES, MN 55972-1229

Mortgage

Document Number000A651434
DateOct 12, 2023
InstrumentA651434
Lender
NameBREMER BANK NA
TypeBank
AddressSAINT PAUL, MN 55120
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term59 Months
DueSep 15, 2028

October 2017: Deed, Transfer

Document TypeDeed
JurisdictionWINONA MN
Recording DateOct 31, 2017
Property Address654 E 8TH ST, SAINT CHARLES, MN 55972-1465
Document Number606425
Instrument DateSep 18, 2017
Instrument606425
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1380 CHURCH AVE, SAINT CHARLES, MN 55972-1500

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,266.00 (+5.02%)
2025$272,900 (+3.76%) Land $69,700 Building $203,200$272,900 (+3.76%) Land $69,700 Building $203,200
2023$3,110.00 Homeowner's exemption$263,000 Land $69,000 Building $194,000$263,000 Land $69,000 Building $194,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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