636 E 8th St, Saint Charles, MN 55972 Property Records

Winona County property record for 636 E 8th St, Saint Charles, MN 55972

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,036 sqft · built 1969
Lot Size0.309 acres (13,460 sqft)
Owner2 Individual Names on Record
Tax Bill$3,524 (2026)
Deeds & MortgagesOct 2020 Line of Credit
APN29.000.1180

Property Details

APN / Parcel Number

Primary APN29.000.1180

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,036 sqft Living Area
1st Floor Area1,016 sqft
Basement Area68 sqft
Unfinished Basement68 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1993
Architectural StyleSplit Level
Exterior MaterialMetal
Construction TypeMetal Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,460 sqft (0.309 acres)
Lot Dimensions135 ft deep x 100 ft wide
Deck Area144 sqft
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Street Address636 E 8TH ST
CitySAINT CHARLES
StateMN
Zip55972-1465
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-20 TWP-106 RANGE-010 LIMITS ST CHARLES LIMITS PAR 100' X 135' IN OL 48 COM AT INT SOUTH LINE 8TH ST & EAST LINE MILLARDS
Legal Range010
Legal Township106
Legal Section20
Legal SubdivisionLIMITS
JurisdictionWINONA MN
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2002
Census Tract671000

Owner

Source: Winona County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address636 E 8TH ST, SAINT CHARLES, MN 55972-1465
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address636 E 8TH ST, SAINT CHARLES, MN 55972-1465
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 E 8TH ST, SAINT CHARLES, MN 55972-1465

Mortgage

Document Number628598
DateOct 29, 2020
Instrument628598
Lender
NameMERCHANTS BANK
TypeBank
AddressSAINT CHARLES, MN 55972
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 23, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Winona County assessment roll, as of August 5, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,524.00 (+22.53%)
2025$291,400 (+1.39%) Land $51,700 Building $239,700$291,400 (+1.39%) Land $51,700 Building $239,700
2023$2,876.00 Homeowner's exemption$287,400 Land $51,100 Building $236,300$287,400 Land $51,100 Building $236,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Charles
serves 3,825 people · EPA ID MN1850009
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Hiawatha Broadband Communications
Cable · Fiber in parts of the area
1,000 / 30
GigFire
Fixed Wireless
150 / 130

May also be available: Verizon.

Nearby Properties on E 8th St

Nearby Streets

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