554 E 8th St, Saint Charles, MN 55972 Property Records

Winona County property record for 554 E 8th St, Saint Charles, MN 55972 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Split Level
Year Built	Built 1992
Square Footage	1,408 sqft Living Area
Lot Size	10,585 sqft (0.243 acres)
Occupancy	Owner Occupied
Tax Bill	$2,596.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`29.050.0100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,408 sqft Living Area
1st Floor	725 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1992
Architectural Style	Split Level Style
Exterior Material	Metal Exterior
Construction Type	Metal Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,585 sqft (0.243 acres)
Depth X Width	125 ft x 85 ft Depth x Width
Deck Area	256 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Hot Water Heating

Location & Zoning

Street Address	554 E 8TH ST
City	SAINT CHARLES
State	MN
Zip	55972-1467
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SECT-20 TWP-106 RANGE-010 MILLARDS ADD LOT-012
Legal Range	010
Legal Township	106
Legal Section	20
Legal Subdivision	MILLARDS ADD
Legal Lot Number	12
Jurisdiction	WINONA MN
Minor Civil Division	ST. CHARLES
Census Blockgroup	2
Census Block	2003
Census Tract	671000

Owner

Source: Winona County records · APN 29.050.0100

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	554 E 8TH ST, SAINT CHARLES, MN 55972-1467
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	554 E 8TH ST, SAINT CHARLES, MN 55972-1467
Transaction Type	Mortgage
Record Updated	Mar 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	608452
Date	Feb 22, 2018
Instrument	608452

Lender

Name	MERCHANTS BANK
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2033

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,596.00 (+21.99%)
2025		$225,000 (+1.26%) Land $43,200 Building $181,800	$225,000 (+1.26%) Land $43,200 Building $181,800
2023	$2,128.00 Homeowner's exemption	$222,200 Land $42,700 Building $179,500	$222,200 Land $42,700 Building $179,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.