654 Clay St, Fillmore, CA 93015 Property Records

Ventura County property record for 654 Clay St, Fillmore, CA 93015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,727 sqft · built 1947
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Jul 2016)
Tax Bill	$6,053 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050-0-194-220`

Property Details

APN / Parcel Number

Primary APN	`050-0-194-220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,727 sqft Living Area
1st Floor Area	1,727 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	7,000 sqft (0.161 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	161 sqft

Location & Zoning

Street Address	654 CLAY ST
City	FILLMORE
State	CA
Zip	93015-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 38 REF: 13 MR 99
Legal Subdivision	YOUNGS
Legal Block	194
Legal Lot Number	38
Jurisdiction	VENTURA CA
Township / Civil Division	FILLMORE
Census Block Group	2
Census Block	2036
Census Tract	302

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	654 CLAY ST, FILLMORE, CA 93015-1427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANSNAP INC
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2016 · Amount on Record
Deed Sale	Jul 5, 2016 · Amount on Record
Deed Document Number	201693827
Prior Transfer Date	Aug 19, 2015
Prior Transfer Doc	0000129261
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	654 CLAY ST, FILLMORE, CA 93015-1427
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 CLAY ST, FILLMORE, CA 93015-1427

Mortgage

Document Number	2022000032529
Date	Mar 10, 2022
Instrument	2022000032529

Lender

Name	LOANSNAP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	654 CLAY ST, FILLMORE, CA 93015-1427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 CLAY ST, FILLMORE, CA 93015-1427

Mortgage

Document Number	0000009903
Date	Jan 19, 2021
Instrument	20210119-00009903

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Fillmore City
Unified School District	Fillmore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$520,866 (+2%) Land $338,566 Building $182,300
2025	$6,053.00 (+7.17%)	$510,653 (+4.04%) Land $331,927 Building $178,726
2024	$5,648.00 (+1.4%)
2023	$5,570.00 (+8.18%)	$490,825 Land $319,038 Building $171,787
2022	$5,149.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FILLMORE WATER DEPT serves 16,419 people · EPA ID CA5610002
Water Source	Groundwater
Last State Inspection	Mar 2023
Also Mapped Here	UNITED WTR CONS DIST
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Rocket Broadband.

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