Ventura County property record for 648 Clay St, Fillmore, CA 93015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 946 sqft · built 1948 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $255,000 (Sep 2013) |
| Tax Bill | $3,728 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-0-194-210 |
| Primary APN | 050-0-194-210 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 946 sqft Living Area |
| 1st Floor Area | 946 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 132 sqft |
| Street Address | 648 CLAY ST |
|---|---|
| City | FILLMORE |
| State | CA |
| Zip | 93015-1427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT: 39 REF: 13 MR 99 |
| Legal Subdivision | YOUNGS SUBDIVISION |
| Legal Block | 194 |
| Legal Lot Number | 39 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | FILLMORE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 302 |
648 Clay St is held in a trust since July 2015.
Source: Ventura County records, as of July 15, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1609 WILDER ST, THOUSAND OAKS, CA 91362-2055 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2013 · Amount on File |
| Deed Sale | Sep 13, 2013 · Amount on File |
| Deed Document Number | 2013157782 |
| Last Transfer Date | Jul 13, 2015 |
| Transfer Doc | 0000111078 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 648 CLAY ST, FILLMORE, CA 93015-1427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CONSUMERS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1609 WILDER ST, THOUSAND OAKS, CA 91362-2055 |
| Document Number | 0000153067 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 20200923-00153067 |
| Name | RECOVCO MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | IRVING, TX 75038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 648 Clay St was $3,728, up 7.1% from the year before.
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Fillmore City |
| Unified School District | Fillmore Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $318,833 (+2%) Land $233,189 Building $85,644 | |
| 2025 | $3,728.00 (+7.13%) | $312,582 Land $228,617 Building $83,965 |
| 2024 | $3,480.00 (+1.37%) | |
| 2023 | $3,433.00 (+8.13%) | $300,445 Land $219,740 Building $80,705 |
| 2022 | $3,175.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 648 Clay St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980–1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 648 Clay St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FILLMORE WATER DEPT serves 16,419 people · EPA ID CA5610002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Also Mapped Here | UNITED WTR CONS DIST |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GeoLinks, Rocket Broadband.
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