645 Clay St, Fillmore, CA 93015 Property Records

Ventura County property record for 645 Clay St, Fillmore, CA 93015

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,562 sqft · built 1947
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Trust Names on File
Last Sale	$350,000 (Oct 2019)
Tax Bill	$4,552 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050-0-193-040`

Property Details

APN / Parcel Number

Primary APN	`050-0-193-040`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,562 sqft Living Area
1st Floor Area	1,562 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	7,000 sqft (0.161 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	121 sqft

Location & Zoning

Street Address	645 CLAY ST
City	FILLMORE
State	CA
Zip	93015-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 34 REF: 13 MR 99
Legal Subdivision	YOUNGS SUBDIVISION
Legal Block	193
Legal Lot Number	34
Jurisdiction	VENTURA CA
Township / Civil Division	FILLMORE
Census Block Group	2
Census Block	2037
Census Tract	302

Owner

645 Clay St is held in a trust since July 2024.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	625 MAPLE CT, FILLMORE, CA 93015-1039
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Grant Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Jan 23, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 23, 2018	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE EQUITIES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019 · Amount on File
Deed Sale	Oct 1, 2019 · Amount on File
Deed Document Number	2019118617
Last Transfer Date	Jul 12, 2024
Transfer Doc	0000047940
Record Updated	Sep 20, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Oct 1, 2019
Property Address	645 CLAY ST, FILLMORE, CA 93015-1426
Document Number	0000118617
Map Reference	MB 13 PG 99&100
Instrument Date	Sep 24, 2019
Instrument	20191001-00118617
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	LAWYERS TITLE VN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	645 CLAY ST, FILLMORE, CA 93015-1426

Mortgage

Document Number	0000118618
Date	Oct 1, 2019
Instrument	20191001-00118618

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	645 CLAY ST, FILLMORE, CA 93015-1426
Document Number	0000013088
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	645 CLAY ST FILLMORE CA 930151426, FILLMORE, CA 93015-1426

Mortgage

Document Number	0000013088
Date	Feb 7, 2018
Instrument	13088

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.6%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	645 CLAY ST, FILLMORE, CA 93015-1426
Document Number	0000013087
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 1, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	645 CLAY ST FILLMORE CA 930151426, FILLMORE, CA 93015-1426

Mortgage

Document Number	0000013087
Date	Feb 7, 2018
Instrument	13087

Lender

Name	NATIONWIDE EQUITIES
Type	Funding / Finance Company
Address	MAHWAH, NJ 07495

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.6%

Tax Assessment & Valuation

The 2025 property tax bill for 645 Clay St was $4,552, up 7.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Fillmore City
Unified School District	Fillmore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$390,428 (+2%) Land $253,780 Building $136,648
2025	$4,552.00 (+7.16%)	$382,773 Land $248,804 Building $133,969
2024	$4,248.00 (+1.38%)
2023	$4,190.00 (+8.13%)	$367,910 Land $239,142 Building $128,768
2022	$3,875.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 645 Clay St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Clay St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FILLMORE WATER DEPT serves 16,419 people · EPA ID CA5610002
Water Source	Groundwater
Last State Inspection	Mar 2023
Also Mapped Here	UNITED WTR CONS DIST
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Rocket Broadband.

Nearby Properties on Clay St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures