654 Cantara Ln, Vista, CA 92081 Property Records

San Diego County property record for 654 Cantara Ln, Vista, CA 92081

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,215 sqft · built 1992
Lot Size0.53 acres (23,087 sqft)
Owner2 Company Names on Record
Last Sale$299,000 (Apr 2000)
Tax Bill$6,263 (2025)
Deeds & MortgagesJul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN166-521-05-00

Property Details

APN / Parcel Number

Primary APN166-521-05-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,215 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area23,087 sqft (0.53 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address654 CANTARA LN
CityVISTA
StateCA
Zip92081-6355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE-1
Legal DescriptionLOT 26 TR 012583
Legal Subdivision89-04 PH 1
Legal Tract012583
Legal Block1
Legal Lot Number26
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1017
Census Tract19701

Owner

Source: San Diego County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address654 CANTARA LN, VISTA, CA 92081-6355
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2000 · Amount on Record
Deed SaleApr 20, 2000 · Amount on Record
Prior SaleDec 13, 1991 · Amount on Record
Deed Document Number2000203108
Last Transfer DateMay 27, 2025
Transfer Doc0000147168
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address654 CANTARA LN, VISTA, CA 92081-6355
Document Number0000316851
Instrument DateJul 23, 2018
Transaction TypeMortgage
Record UpdatedAug 14, 2018
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address654 CANTARA LN VISTA CA 920816355, VISTA, CA 92081-6355

Mortgage

Document Number0000316851
DateAug 2, 2018
Instrument316851
Lender
NameMCJAB INC
Address4550 KEARNY VILLA RD # 215, SAN DIEGO, CA 92123-1566
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$494,317 (+2%) Land $182,449 Building $311,868
2025$6,263.00 (+7.54%)$484,625 (+4.04%) Land $178,872 Building $305,753
2023$5,824.00 (+0.22%)$465,808 Land $171,927 Building $293,881
2022$5,811.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Cantara Ln

Nearby Streets

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