650 Cantara Ln, Vista, CA 92081 Property Records

San Diego County property record for 650 Cantara Ln, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,630 sqft · built 1992
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Trust Names on File
Last Sale	$682,500 (Feb 2008)
Tax Bill	$10,835 (2025)
Deeds & Mortgages	Sep 2026 Transfer Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`166-521-06-00`

Property Details

APN / Parcel Number

Primary APN	`166-521-06-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,630 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	24,394 sqft (0.56 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	650 CANTARA LN
City	VISTA
State	CA
Zip	92081-6355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	LOT 27 TR 012583
Legal Subdivision	VISTA 89-04 PH 01
Legal Tract	012583
Legal Block	1
Legal Lot Number	27
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1017
Census Tract	19701

Owner

650 Cantara Ln is owner-occupied and held in a trust since September 2026.

Source: San Diego County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	650 CANTARA LN, VISTA, CA 92081-6355
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2008 · Amount on File
Deed Sale	Feb 7, 2008 · Amount on File
Prior Sale	Jun 29, 2004 · Amount on File
Deed Document Number	200863607
Last Transfer Date	Sep 10, 2026
Transfer Doc	0000275994
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 22, 2026
Property Address	650 CANTARA LN, VISTA, CA 92081-6355
Document Number	0000275994
Instrument Date	Sep 10, 2026
Instrument	2026275994
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	650 CANTARA LN, VISTA, CA 92081-6355

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	650 CANTARA LN, VISTA, CA 92081-6355
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016612
Date	Jan 16, 2018
Instrument	2018-0016612

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	650 CANTARA LN, VISTA, CA 92081-6355
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 CANTARA LN, VISTA, CA 92081-6355

Mortgage

Document Number	0000395925
Date	May 26, 2021
Instrument	2021-0395925

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 650 Cantara Ln was $10,835.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$914,355 (+2%) Land $401,915 Building $512,440
2025	$10,835.00 Homeowner's exemption	$896,428 Land $394,035 Building $502,393
2023	$10,029.00 (+0.25%) Homeowner's exemption	$861,621 Land $378,735 Building $482,886
2022	$10,004.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 650 Cantara Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 Cantara Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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