649 Cantara Ln, Vista, CA 92081 Property Records

San Diego County property record for 649 Cantara Ln, Vista, CA 92081

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,215 sqft · built 1992
Lot Size0.141 acres (6,143 sqft)
OwnerCompany Name on File
Last Sale$355,000 (May 2013)
Tax Bill$5,720 (2025)
Deeds & MortgagesJun 2020 Mortgage
Sep 2018 Transfer
Flood ZoneZone X (minimal risk)
APN166-521-50-00

Property Details

APN / Parcel Number

Primary APN166-521-50-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,215 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area6,143 sqft (0.141 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address649 CANTARA LN
CityVISTA
StateCA
Zip92081-6357
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-B
Legal DescriptionLOT 88 TR 012583
Legal Subdivision89-04 VISTA PH 1
Legal Tract012583
Legal Block1
Legal Lot Number88
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1009
Census Tract19701

Owner

649 Cantara Ln is owned by a company that bought it in May 2013.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address1470 HUMMINGBIRD LN, VISTA, CA 92084-3632
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
MCTYGUE GROUP INC
Sep 21, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2013 · Amount on File
Deed SaleMay 23, 2013 · Amount on File
Prior SaleMar 30, 1998 · Amount on File
Deed Document Number2013326214
Transfer Doc0000409944
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address649 CANTARA LN, VISTA, CA 92081-6357
Document Number0000350499
Instrument DateJun 26, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1470 HUMMINGBIRD LN VISTA CA 920843632, VISTA, CA 92084-3632

Mortgage

Document Number0000350499
DateJul 2, 2020
Instrument350499
Lender
NameMCTYGUE GROUP INC
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateSep 21, 2018
Property Address649 CANTARA LN, VISTA, CA 92081-6357
Document Number0000395902
Instrument DateSep 14, 2018
Instrument395902
Transaction TypeTransfer
Record UpdatedSep 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1470 HUMMINGBIRD LN VISTA CA 920843632, VISTA, CA 92084-3632

Tax Assessment & Valuation

The 2025 property tax bill for 649 Cantara Ln was $5,720.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$445,887 (+2%) Land $138,097 Building $307,790
2025$5,720.00$437,145 Land $135,390 Building $301,755
2023$5,323.00 (+0.21%)$420,173 Land $130,134 Building $290,039
2022$5,312.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 649 Cantara Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Cantara Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Cantara Ln

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