Polk County property record for 654 Bent Oak Loop, Davenport, FL 33837
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,699 sqft · built 1995 |
| Lot Size | 0.248 acres (10,820 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $334,000 (Jan 2026) |
| Tax Bill | $1,039 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-26-10-701301-001850 |
| Primary APN | 27-26-10-701301-001850 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,699 sqft Living Area |
| Gross Area | 2,140 sqft |
| 1st Floor Area | 1,699 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,820 sqft (0.248 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Pool Area | 392 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 293 sqft |
| Cooling System | Central |
|---|
| Street Address | 654 BENT OAK LOOP |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33837-5788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNRIDGE WOODS PH 3 PB 98 PGS 2 & 3 LOT 185 |
| Legal Range | 27E |
| Legal Township | 26S |
| Legal Section | 10 |
| Legal Subdivision | SUNRIDGE WOODS PHASE 03 |
| Legal Phase | 3 |
| Legal Tract | 701301 |
| Legal Block | 1 |
| Legal Lot Number | 185 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 12506 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1250 ORIENTAL BLVD, OPA LOCKA, FL 33054-2625 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC |
| Nov 20, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage DITECH MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2026 · Amount on Record |
| Deed Sale | Jan 5, 2026 · Amount on Record |
| Prior Sale | Aug 1, 2017 |
| Deed Document Number | 20262065 |
| Deed Book / Page | 13833 / 1241 |
| Prior Transfer Date | Nov 10, 2017 |
| Prior Transfer Doc | 0000222078 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 5, 2026 |
| Property Address | 654 BENT OAK LOOP, DAVENPORT, FL 33837-5788 |
| Document Number | 0000002065 |
| Book / Page | 13833 / 1241 |
| Map Reference | MB 98 PG 2&3 |
| Instrument Date | Dec 26, 2025 |
| Instrument | 2026002065 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,338.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 412 WILLIE MAYS CIR APT 11, 11, DE PERE, WI 54115-2883 |
| Name | Verified Name |
|---|---|
| Address | 1250 ORIENTAL BLVD, OPA LOCKA, FL 33054-2625 |
| Document Number | 0138331243 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 13833/1243 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 20, 2017 |
| Property Address | 654 BENT OAK LOOP, DAVENPORT, FL 33837-5788 |
| Document Number | 0103181449 |
| Book / Page | 010318 / 001449 |
| Instrument Date | Nov 10, 2017 |
| Instrument | 222078 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | TITLE SOURCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 654 BENT OAK LOOP DAVENPORT FL 338375788, DAVENPORT, FL 33837-5788 |
| Document Number | 103181452 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 010318/001452 |
| Instrument | 222079 |
| Name | DITECH MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2047 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,039.00 (-30.64%) Homeowner's exemption | $120,604 (+5.99%) | $313,707 (+0.11%) Land $52,000 Building $261,707 |
| 2023 | $1,498.00 (+4.98%) Homeowner's exemption | $113,791 (+3%) | $313,367 (+14.18%) Land $50,000 Building $263,367 |
| 2022 | $1,427.00 Homeowner's exemption | $110,477 | $274,442 Land $42,000 Building $232,442 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (2002–2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHEAST serves 60,557 people · EPA ID FL6530617 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Nov 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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