Polk County property record for 634 Bent Oak Loop, Davenport, FL 33837
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,543 sqft · built 1997 |
| Lot Size | 0.232 acres (10,106 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $113,000 (Feb 2011) |
| Tax Bill | $1,104 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-26-10-701301-001830 |
| Primary APN | 27-26-10-701301-001830 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,543 sqft Living Area |
| Gross Area | 1,963 sqft |
| 1st Floor Area | 1,543 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,106 sqft (0.232 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 392 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 284 sqft |
| Cooling System | Central |
|---|
| Street Address | 634 BENT OAK LOOP |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33837-5788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNRIDGE WOODS PH 3 PB 98 PGS 2 & 3 LOT 183 |
| Legal Range | 27E |
| Legal Township | 26S |
| Legal Section | 10 |
| Legal Subdivision | SUNRIDGE WOODS PHASE 03 |
| Legal Phase | 3 |
| Legal Tract | 701301 |
| Legal Block | 1 |
| Legal Lot Number | 183 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 12506 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 634 BENT OAK LOOP, DAVENPORT, FL 33837-5788 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2011 · Amount on Record |
| Deed Sale | Feb 11, 2011 · Amount on Record |
| Prior Sale | Aug 18, 1997 · Amount on Record |
| Deed Document Number | 201125302 |
| Deed Book / Page | 8321 / 1689 |
| Prior Transfer Date | Mar 23, 2007 |
| Prior Transfer Doc | 0000110054 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 634 BENT OAK LOOP, DAVENPORT, FL 33837-5788 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 634 BENT OAK LOOP, BABSON PARK, FL 33827 |
| Document Number | 0000094937 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 11668/547 |
| Instrument | 2021094937 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,031 (+2.7%) | $284,042 (-4.14%) Land $52,000 Building $232,042 | |
| 2025 | $1,104.00 (-29.23%) Homeowner's exemption | $125,639 (+5.99%) | $296,323 (-4.58%) Land $52,000 Building $244,323 |
| 2023 | $1,560.00 (+4.84%) Homeowner's exemption | $118,542 (+3%) | $310,555 (+14.25%) Land $50,000 Building $260,555 |
| 2022 | $1,488.00 Homeowner's exemption | $115,089 | $271,812 Land $42,000 Building $229,812 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (2002–2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHEAST serves 60,557 people · EPA ID FL6530617 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Nov 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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