635 Bent Oak Loop, Davenport, FL 33837 Property Records

Polk County property record for 635 Bent Oak Loop, Davenport, FL 33837

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,684 sqft · built 1995
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$109,500 (Mar 1995)
Tax Bill	$990 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-26-10-701301-000250`

Property Details

APN / Parcel Number

Primary APN	`27-26-10-701301-000250`
Alternative APNs	`102627701301000250` `02627000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,684 sqft Living Area
Gross Area	2,104 sqft
1st Floor Area	1,684 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,001 sqft (0.23 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	288 sqft
Porch	Unfinished Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	635 BENT OAK LOOP
City	DAVENPORT
State	FL
Zip	33837-5789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNRIDGE WOODS PH 3 PB 98 PGS 2 & 3 LOT 25
Legal Range	27E
Legal Township	26S
Legal Section	10
Legal Subdivision	SUNRIDGE WOODS PHASE 03
Legal Phase	3
Legal Tract	701301
Legal Block	1
Legal Lot Number	25
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1015
Census Tract	12506

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	635 BENT OAK LOOP, DAVENPORT, FL 33837-5789
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 1995 · Amount on Record
Deed Sale	Mar 30, 1995 · Amount on Record
Deed Book / Page	3512 / 675
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	635 BENT OAK LOOP, DAVENPORT, FL 33837-5789
Document Number	0109411358
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	635 BENT OAK LOOP DAVENPORT FL 338375789, DAVENPORT, FL 33837-5789

Mortgage

Document Number	0109411358
Date	Aug 15, 2019
Book Page	010941/001358
Instrument	172079

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,956 (+2.7%)	$284,496 (-4.24%) Land $52,000 Building $232,496
2025	$990.00 (-31.77%) Homeowner's exemption	$116,802 (+5.99%)	$297,082 (+0.01%) Land $52,000 Building $245,082
2023	$1,451.00 (+5.07%) Homeowner's exemption	$110,204 (+3%)	$297,049 (+12.9%) Land $50,000 Building $247,049
2022	$1,381.00 Homeowner's exemption	$106,994	$263,107 Land $42,000 Building $221,107

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2002–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20