659 Beech Ln, Moorhead, MN 56560 Property Records

Clay County property record for 659 Beech Ln, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.035 acres (1,526 sqft)
Owner	Individual Name on Record
Last Sale	$145,500 (Jul 2021)
Tax Bill	$2,332 (2026)
Deeds & Mortgages	May 2023 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58.532.0060`

Property Details

APN / Parcel Number

Primary APN	`58.532.0060`

Exterior

Lot Area	1,526 sqft (0.035 acres)

Location & Zoning

Street Address	659 BEECH LN
City	MOORHEAD
State	MN
Zip	56560-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME MORNINGSIDE 2ND ADD SUBDIVISIONCD 58532 659 BEECH OF PART OF LOT 1 & 2 2
Legal Range	48
Legal Township	139
Legal Section	09
Legal Subdivision	MORNINGSIDE 2ND ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2006
Census Tract	30400

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	659 BEECH LN, MOORHEAD, MN 56560-3220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Deed of Trust, Mortgage HUD
Jul 23, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jul 3, 2017	Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Jul 3, 2017 · Amount on Record
Deed Document Number	2021818697
Prior Transfer Date	Apr 23, 2007
Prior Transfer Doc	0000641060
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	659 BEECH LN, MOORHEAD, MN 56560-3220
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000837775
Date	May 18, 2023
Instrument	837775

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Aug 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Jul 23, 2021
Property Address	659 BEECH LN, MOORHEAD, MN 56560-3220
Document Number	0000818697
Instrument Date	Jul 19, 2021
Instrument	818697
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$480.15
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 BEECH LN, MOORHEAD, MN 56560-3220

Mortgage

Document Number	0000818698
Date	Jul 23, 2021
Instrument	818698

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000818699
Date	Jul 23, 2021
Instrument	818699

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY MN
Recording Date	Jul 3, 2017
Property Address	659 BEECH LN, MOORHEAD, MN 56560-3220
Document Number	0000770370
Instrument Date	Jun 29, 2017
Instrument	770370
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 BEECH LN, MOORHEAD, MN 56560-3220

Mortgage

Document Number	0000770371
Date	Jul 3, 2017
Instrument	770371

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,332.00 (+18.86%) Homeowner's exemption	$167,000 (+4.51%) Land $10,400 Building $156,600	$167,000 (+4.51%) Land $10,400 Building $156,600
2025		$159,800 (+11.59%) Land $10,400 Building $149,400	$159,800 (+11.59%) Land $10,400 Building $149,400
2023	$1,962.00 Homeowner's exemption	$143,200 Land $10,400 Building $132,800	$143,200 Land $10,400 Building $132,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, Verizon.

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