654 6th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 654 6th Ave, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,444 sqft · built 1850
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Aug 2022)
Tax Bill	$4,397 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2021 Line of Credit
APN	`381700 80.48-10-17`

Property Details

APN / Parcel Number

Primary APN	`381700 80.48-10-17`
Alternative APN	`1608880`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,080 sqft
Upper Floors Area	364 sqft
Game Room	Game Room

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1608880
Street Address	654 6TH AVE
City	TROY
State	NY
Zip	12182-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TF
Legal Description	1 STY FR HSE & ADD & 1C F 322-4/382
Legal Block	10
Legal Lot Number	17.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1001
Census Tract	40200

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	654 6TH AVE, TROY, NY 12182-2402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
Dec 8, 2021	Deed of Trust, Mortgage · Line of Credit HUDSON RIVER COMMUNITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2022 · Amount on Record
Deed Sale	Aug 25, 2022 · Amount on Record
Deed Document Number	2022615953
Deed Book / Page	10163 / 72
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Aug 25, 2022
Property Address	654 6TH AVE, TROY, NY 12182-2402
Document Number	0101630072
Book / Page	10163 / 72
Instrument Date	Aug 15, 2022
Instrument	2022-615953
Transaction Type	Transfer
Record Updated	Sep 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 6TH AVE, TROY, NY 12182-2620

Mortgage

Document Number	2022615954
Date	Aug 25, 2022
Instrument	2022-615954

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	654 6TH AVE, TROY, NY 12182-2402
Transaction Type	Mortgage
Record Updated	Jan 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098570215
Date	Dec 8, 2021
Book Page	9857/215
Instrument	2021-601603

Lender

Name	HUDSON RIVER COMMUNITY FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,397.00 (+1.29%)
2025	$4,341.00 (+48.56%)	$95,000 (-) Land $14,000 Building $81,000	$162,700 (+19.9%) Land $23,977 Building $138,723
2023		$95,000 (+3.26%) Land $14,000 Building $81,000	$135,700 (+12.1%) Land $19,998 Building $115,702
2022	$2,922.00 Homeowner's exemption Senior Citizen's exemption	$92,000 Land $14,000 Building $78,000	$121,053 Land $18,421 Building $102,632

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	15 (1979–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hudson Valley Wireless, Verizon.

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