Rensselaer County and Troy City property record for 645 6th Ave, Troy, NY 12182
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,617 sqft · built 1910 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $146,500 (May 2010) |
| Tax Bill | $3,647 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| APN | 381700 80.48-9-7 |
| Primary APN | 381700 80.48-9-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,617 sqft Living Area |
| 1st Floor Area | 968 sqft |
| Upper Floors Area | 649 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 304 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1608000 |
|---|---|
| Street Address | 645 6TH AVE |
| City | TROY |
| State | NY |
| Zip | 12182-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TF |
| Legal Description | 1.5 STY FR HSE 321-15/372 |
| Legal Block | 9 |
| Legal Lot Number | 7.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 40200 |
645 6th Ave is owned and occupied by two individuals who bought it in May 2010.
Source: Rensselaer County and Troy City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 645 6TH AVE, TROY, NY 12182-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2010 · Amount on File |
| Deed Sale | May 7, 2010 · Amount on File |
| Prior Sale | Apr 1, 1998 · Amount on File |
| Deed Book / Page | 5464 / 279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Jun 11, 2026 |
| Property Address | 645 6TH AVE, TROY, NY 12182-2401 |
| Document Number | 0000672228 |
| Book / Page | 11293 / 178 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026672228 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 645 6TH AVE, TROY, NY 12182-2401 |
| Document Number | 0000672228, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 11293/178 |
| Instrument | 2026672228 |
| Name | HUDSON VALLEY FEDERAL CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate | 5.58% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 645 6th Ave was $3,647 with exemptions applied, up 2.4% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Lansingburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,647.00 (+2.42%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $3,561.00 | $99,000 Land $14,000 Building $85,000 | $169,500 Land $23,970 Building $145,530 |
| 2023 | $99,000 (-) Land $14,000 Building $85,000 | $141,400 (+8.55%) Land $19,996 Building $121,404 | |
| 2022 | $3,443.00 Homeowner's exemption Veteran's exemption | $99,000 Land $14,000 Building $85,000 | $130,263 Land $18,421 Building $111,842 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 645 6th Ave; there have been 15 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 15 (1979–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 645 6th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hudson Valley Wireless, Verizon.
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