649 6th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 649 6th Ave, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 970 sqft · built 1940
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Apr 2024)
Tax Bill	$3,741 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jan 2024 Sale & Mortgage
APN	`381700 80.48-9-6`

Property Details

APN / Parcel Number

Primary APN	`381700 80.48-9-6`
Alternative APN	`1607990`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	970 sqft Living Area
1st Floor Area	970 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	28 sqft
Canopy	250 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1607990
Street Address	649 6TH AVE
City	TROY
State	NY
Zip	12182-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TF
Legal Description	1 STY FR HSE 321-16/373
Legal Block	9
Legal Lot Number	6.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1002
Census Tract	40200

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	649 6TH AVE, TROY, NY 12182-2401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage BROADVIEW FEDERAL CREDIT UNION
Jan 11, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage TAGER FIN SERVICE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Prior Sale	Jan 11, 2024 · Amount on Record
Deed Book / Page	10650 / 245
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Apr 17, 2024
Property Address	649 6TH AVE, TROY, NY 12182-2401
Document Number	0106500245
Book / Page	10650 / 245
Instrument Date	Apr 15, 2024
Instrument	2024-640633
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5819 ARNET ST, FALLS CHURCH, VA 22041-1601

Mortgage

Document Number	2024640634
Date	Apr 17, 2024
Instrument	2024-640634

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0106500263
Date	Apr 17, 2024
Book Page	10650/263
Instrument	2024-640635

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jan 11, 2024
Property Address	649 6TH AVE, TROY, NY 12182-2401
Document Number	0105800272
Book / Page	10580 / 272
Instrument Date	Oct 27, 2023
Instrument	2024-637133
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CENTRAL AVE UNIT 346, 346, SARASOTA, FL 34236-5132

Mortgage

Document Number	2024637134
Date	Jan 11, 2024
Instrument	2024-637134

Lender

Name	TAGER FIN SERVICE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,741.00 (-15.65%)
2025	$4,435.00 (+62.69%)	$75,000 (-) Land $14,000 Building $61,000	$128,400 (+19.89%) Land $23,968 Building $104,432
2023		$75,000 (-) Land $14,000 Building $61,000	$107,100 (+8.53%) Land $19,992 Building $87,108
2022	$2,726.00 Homeowner's exemption	$75,000 Land $14,000 Building $61,000	$98,684 Land $18,421 Building $80,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	15 (1979–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hudson Valley Wireless, Verizon.

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