Howard County property record for 6530 Waterloo Rd, Columbia, MD 21045 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,276 sqft · built 1992 |
| Lot Size | 0.475 acres (20,691 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Aug 2001) |
| Tax Bill | $7,294 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-413676 |
| Primary APN | 06-413676 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,276 sqft Total Area |
| Basement Area | 1,050 sqft |
| Finished Basement | 1,050 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,691 sqft (0.475 acres) |
| Deck Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 413676 |
|---|---|
| Street Address | 6530 WATERLOO RD |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-3117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .475 AR 6530 WATERLOO RD ELLICOTT CITY |
| Legal Subdivision | ELLICOTT CITY |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 606706 |
Source: Howard County records · APN 06-413676
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6530 WATERLOO RD, COLUMBIA, MD 21045-3117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 09, 2001 · Amount on Record |
| Deed Sale | Aug 09, 2001 · Amount on Record |
| Prior Sale | Nov 27, 1991 · Amount on Record |
| Deed Document Number | 20015975 |
| Deed Book / Page | 5616 / 71 |
| Transfer Doc | 0075220354 |
| Record Updated | Sep 20, 2026 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $491,533 (+5.75%) | $545,000 (+17.25%) Land $269,800 Building $275,200 | |
| 2025 | $7,294.00 (+6.36%) | $464,800 (+15.01%) Land $239,800 Building $225,000 | $464,800 (-) Land $239,800 Building $225,000 |
| 2024 | $6,858.00 (+62.98%) | ||
| 2023 | $404,133 | $464,800 Land $239,800 Building $225,000 | |
| 2022 | $4,208.00 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276067061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low above 6% of the US · above 13% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| Believe Wireless | Fixed Wireless (unlicensed) | 500 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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