Howard County property record for 6408 Waterloo Rd, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,400 sqft · built 1970 |
| Lot Size | 0.514 acres (22,389 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $495,000 (Jun 2026) |
| Tax Bill | $8,211 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Aug 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-412041 |
| Primary APN | 06-412041 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,400 sqft Total Area |
| Basement Area | 1,438 sqft |
| Finished Basement | 1,438 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 22,389 sqft (0.514 acres) |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 544 sqft |
| Porch | Porch |
| Porch Area | 116 sqft |
| Deck Area | 192 sqft |
| Patio Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 412041 |
|---|---|
| Street Address | 6408 WATERLOO RD |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-3110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LOT 1 .51453A 6408 WATERLOO RD LEYH SUBDIVISION |
| Legal Subdivision | LEYH SUB |
| Legal Lot Number | 1 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 606706 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6408 WATERLOO RD, COLUMBIA, MD 21045-3110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Aug 25, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2026 · Amount on Record |
| Deed Sale | Jun 22, 2026 · Amount on Record |
| Prior Sale | Jul 5, 2005 · Amount on Record |
| Deed Book / Page | 23287 / 481 |
| Transfer Doc | 0041960646 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 22, 2026 |
| Property Address | 6408 WATERLOO RD, COLUMBIA, MD 21045-3110 |
| Document Number | 2328000481 |
| Book / Page | 23287 / 481 |
| Instrument Date | Jun 4, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | ADVANTAGE SETTLEMENT INC, ADVANTAGE SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $499,950.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6408 WATERLOO RD, COLUMBIA, MD 21045-3110 |
| Document Number | 2328000488, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 23287/488 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 25, 2022 |
| Property Address | 6408 WATERLOO RD, COLUMBIA, MD 21045-3110 |
| Document Number | 0216900332 |
| Book / Page | 21690 / 332 |
| Map Reference | PL 7184 |
| Instrument Date | Apr 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 88 BUTCHER RD, FALLING WATERS, WV 25419-4163 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,211.00 (+3.69%) | $526,700 (+3.62%) | $563,500 (+10.86%) Land $270,600 Building $292,900 |
| 2025 | $7,919.00 (+7.03%) | $508,300 (+16.61%) Land $240,600 Building $267,700 | $508,300 (-) Land $240,600 Building $267,700 |
| 2024 | $7,399.00 (+64.42%) | ||
| 2023 | $435,900 | $508,300 Land $240,600 Building $267,700 | |
| 2022 | $4,500.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures