Howard County property record for 6414 Waterloo Rd, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 675 sqft · built 1960 |
| Lot Size | 0.349 acres (15,202 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $75,500 (Jun 1988) |
| Tax Bill | $5,467 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-508103 |
| Primary APN | 06-508103 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 675 sqft Total Area |
| Attic | Attic |
| Attic Area | 550 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Block |
| Roof Material | Composition Shingle |
| Lot Area | 15,202 sqft (0.349 acres) |
| Patio Area | 175 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 508103 |
|---|---|
| Street Address | 6414 WATERLOO RD |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-3110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LOT 2 .3498 A 6414 WATERLOO RD ROBERT JUDITH BAKER PROP |
| Legal Subdivision | ROBERT JUDITH BAKER PROP |
| Legal Lot Number | 2 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 606706 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 6414 WATERLOO RD, COLUMBIA, MD 21045-3110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 1988 · Amount on Record |
| Deed Sale | Jun 7, 1988 · Amount on Record |
| Deed Book / Page | 3245 / 2514 |
| Last Transfer Date | Apr 1, 2010 |
| Transfer Doc | 0123880089 |
| Record Updated | Oct 29, 2026 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,467.00 (+3.78%) | $336,467 (+3.91%) | $361,800 (+11.74%) Land $267,100 Building $94,700 |
| 2025 | $5,268.00 (+8.42%) | $323,800 (+21.3%) Land $237,100 Building $86,700 | $323,800 (-) Land $237,100 Building $86,700 |
| 2024 | $4,859.00 (+80.97%) | ||
| 2023 | $266,933 | $323,800 Land $237,100 Building $86,700 | |
| 2022 | $2,685.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
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