653 Sparks St, Jackson, MI 49202 Property Records

Jackson County property record for 653 Sparks St, Jackson, MI 49202

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 988 sqft · built 1955
Lot Size0.144 acres (6,273 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Sep 2021)
Tax Bill$2,475 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2-229800000

Property Details

APN / Parcel Number

Primary APN2-229800000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area988 sqft Living Area
1st Floor Area988 sqft
Basement Area988 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Lot Area6,273 sqft (0.144 acres)
Lot Dimensions114 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address653 SPARKS ST
CityJACKSON
StateMI
Zip49202-2026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description2299 E 30 FT OF LOT 30 & WEST 25 FT OF LOT 29 LANSING AVE HEIGHTS
Legal SubdivisionLANSING AVE HEIGHTS
Legal Lot Number29-30
Legal Unit30,29
JurisdictionJACKSON MI
Township / Civil DivisionJACKSON
Census Block Group1
Census Block1005
Census Tract100

Owner

653 Sparks St is owned and occupied by an individual who bought it in September 2021.

Source: Jackson County records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing Address653 SPARKS ST, JACKSON, MI 49202-2026
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2021Warranty Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Mar 15, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
May 23, 2019Warranty Deed, Transfer · FHA Mortgage
RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2021 · Amount on File
Deed SaleSep 9, 2021 · Amount on File
Prior SaleMay 23, 2019 · Amount on File
Deed Document Number20212893572
Deed Book / Page2195 / 882
Prior Transfer DateMar 8, 2021
Prior Transfer Doc0002876071
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MI
Recording DateSep 9, 2021
Property Address653 SPARKS ST, JACKSON, MI 49202-2026
Document Number0002893572
Book / Page2195 / 882
Map ReferenceLB 9 PG 50
Instrument DateAug 31, 2021
Instrument2893572
Transaction TypeTransfer
Record UpdatedNov 18, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,247.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address653 SPARKS ST, 653, JACKSON, MI 49202-2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6775 ANDY TRL # A3, A3, JACKSON, MI 49201-8921

Mortgage

Document Number0021950883
DateSep 9, 2021
Instrument2195-0883
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON MI
Recording DateMar 15, 2021
Property Address653 SPARKS ST, JACKSON, MI 49202-2026
Document Number0002876071
Book / Page2182 / 281
Map ReferenceLB 9 PG 50
Instrument DateMar 8, 2021
Instrument2876071
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address653 SPARKS ST, JACKSON, MI 49202-2026

Mortgage

Document Number0021820282
DateMar 15, 2021
Instrument2182-0282
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MI
Recording DateMay 23, 2019
Property Address653 SPARKS ST, JACKSON, MI 49202-2026
Document Number0002823860
Book / Page2142 / 0072
Map ReferenceLB 9 PG 50
Instrument DateMay 15, 2019
Instrument2823860
Transaction TypeTransfer
Record UpdatedSep 21, 2021
Title CompanyMIDSTATE TTL AGCY OF SOUTHER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$989.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address653 SPARKS ST, 653, JACKSON, MI 49202-2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address380 N ALPINE LAKE DR # 8, 8, JACKSON, MI 49203-6333

Mortgage

Document Number0021420073
DateMay 23, 2019
Instrument2142-0073
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 653 Sparks St was $2,475 with a homeowner's exemption, down 16.8% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyJackson County
MunicipalityJackson City
Unified School DistrictJackson Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$76,800 (+7.11%)$153,600 (+7.11%)
2025$2,475.00 (-16.83%)$71,700$143,400
2024$2,976.00
2023$56,200$112,400
2022$2,916.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 653 Sparks St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 653 Sparks St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON
serves 33,165 people · EPA ID MI0003470
Water SourceGroundwater influenced by surface water
Last State InspectionMar 2022
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Dec 2020
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

Nearby Properties on Sparks St

Nearby Streets

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