643 Sparks St, Jackson, MI 49202 Property Records

Jackson County property record for 643 Sparks St, Jackson, MI 49202

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 960 sqft · built 1945
Lot Size0.209 acres (9,104 sqft)
OwnerCompany Name on Record
Tax Bill$2,073 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Jun 2019 Transfer
Flood ZoneZone X (minimal risk)
APN2-229500000

Property Details

APN / Parcel Number

Primary APN2-229500000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area960 sqft Living Area
1st Floor Area960 sqft
Basement Area960 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Lot Area9,104 sqft (0.209 acres)
Lot Dimensions114 ft deep x 80 ft wide
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address643 SPARKS ST
CityJACKSON
StateMI
Zip49202-2026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description2296, 2297 W 10 FT OF LOT 26 & ALL OF LOT 27 & E 20 FT OF LOT 28 LANSING AVE HEIGHTS
Legal SubdivisionLANSING AVE HEIGHTS
Legal Lot Number26-28
JurisdictionJACKSON MI
Township / Civil DivisionJACKSON
Census Block Group1
Census Block1005
Census Tract100

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address643 SPARKS ST, JACKSON, MI 49202-2026
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2017Deed of Trust, Mortgage
CP FCU
Jun 3, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 15, 2019
Transfer Doc0002824476
Record UpdatedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MI
Property Address643 SPARKS ST, JACKSON, MI 49202-2026
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002760315
DateFeb 15, 2017
Book Page2093/0227
Instrument2760315
Lender
NameCP FCU
TypeCredit Union
AddressJACKSON, MI 49202
Agreement
AmountAmount Recorded

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON MI
Recording DateJun 3, 2019
Property Address643 SPARKS ST, JACKSON, MI 49202-2026
Document Number0002824476
Book / Page002142 / 000688
Instrument DateMay 15, 2019
Instrument2824476
Transaction TypeTransfer
Record UpdatedJun 19, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address643 SPARKS ST JACKSON MI 492022026, JACKSON, MI 49202-2026

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyJackson County
MunicipalityJackson City
Unified School DistrictJackson Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$84,800 (+8.03%)$169,600 (+8.03%)
2025$2,073.00 (-16.85%)$78,500 (+27.23%)$157,000 (+27.23%)
2024$2,493.00 (+9.1%)
2023$61,700$123,400
2022$2,285.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON
serves 33,165 people · EPA ID MI0003470
Water SourceGroundwater influenced by surface water
Last State InspectionMar 2022
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Dec 2020
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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