657 Sparks St, Jackson, MI 49202 Property Records

Jackson County property record for 657 Sparks St, Jackson, MI 49202

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 988 sqft · built 1955
Lot Size0.144 acres (6,273 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Sep 2017)
Tax Bill$3,503 (2025)
Deeds & MortgagesNov 2022 Mortgage
Oct 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN2-229900000

Property Details

APN / Parcel Number

Primary APN2-229900000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area988 sqft Living Area
1st Floor Area988 sqft
Basement Area988 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area6,273 sqft (0.144 acres)
Lot Dimensions114 ft deep x 55 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address657 SPARKS ST
CityJACKSON
StateMI
Zip49202-2026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description2300 E 35 FT OF LOT 31 & W 20 FT OF LOT 30 LANSING AVE HEIGHTS
Legal SubdivisionLANSING AVENUE HEIGHTS
Legal Lot Number30-31
Legal Unit31,30
JurisdictionJACKSON MI
Township / Civil DivisionJACKSON
Census Block Group1
Census Block1005
Census Tract100

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address657 SPARKS ST, JACKSON, MI 49202-2026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
TRUE COMMUNITY CREDIT UNION
Oct 3, 2022Intrafamily Transfer, Transfer
Sep 13, 2017Warranty Deed, Transfer · FHA Mortgage
HURON VALLEY FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2017 · Amount on Record
Deed SaleSep 13, 2017 · Amount on Record
Deed Document Number20172778203
Deed Book / Page2106 / 1215
Prior Transfer DateNov 25, 2014
Prior Transfer Doc0002700005
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MI
Property Address657 SPARKS ST, JACKSON, MI 49202-2026
Transaction TypeMortgage
Record UpdatedDec 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address657 SPARKS ST SI, I, JACKSON, MI 49202-2026

Mortgage

Document Number0002926396
DateNov 2, 2022
Book Page2220/1205
Instrument2926396
Lender
NameTRUE COMMUNITY CREDIT UNION
TypeCredit Union
AddressJACKSON, MI 49202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2052

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON MI
Recording DateOct 3, 2022
Property Address657 SPARKS ST, JACKSON, MI 49202-2026
Document Number0002924552
Book / Page2219 / 661
Map ReferenceLB 9 PG 50
Instrument DateSep 27, 2022
Instrument2924552
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address657 SPARKS ST, JACKSON, MI 49202-2026

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MI
Recording DateSep 13, 2017
Property Address657 SPARKS ST, JACKSON, MI 49202-2026
Document Number0002778203
Book / Page2106 / 1215
Map ReferenceLB9 PG50
Instrument DateSep 8, 2017
Instrument2778203
Transaction TypeTransfer
Record UpdatedSep 21, 2021
Title CompanyMIDSTATE TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9201 DIXON RD, 9201, RIVES JUNCTION, MI 49277-9669

Transferred To (Grantee/Buyer)

NameVerified Name
Address1700 S WEST AVE, JACKSON, MI 49203-3900

Mortgage

Document Number0002778204
DateSep 13, 2017
Instrument2778204
Lender
NameHURON VALLEY FINANCIAL INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyJackson County
MunicipalityJackson City
Unified School DistrictJackson Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$92,500 (+7.43%)$185,000 (+7.43%)
2025$3,503.00 (+18.71%)$86,100 (+28.13%)$172,200 (+28.13%)
2024$2,951.00 (+9.09%)
2023$67,200$134,400
2022$2,705.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON
serves 33,165 people · EPA ID MI0003470
Water SourceGroundwater influenced by surface water
Last State InspectionMar 2022
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Dec 2020
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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