653 S 860 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 653 S 860 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,677 sqft · built 2016
Lot Size	0.236 acres (10,267 sqft)
Owner	2 Trust Names on Record
Last Sale	$220,800 (Nov 2016)
Tax Bill	$2,781 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-489-0004`

Property Details

APN / Parcel Number

Primary APN	`38-489-0004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,677 sqft Living Area
Gross Area	4,022 sqft
1st Floor Area	1,677 sqft
Basement Area	1,805 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	10,267 sqft (0.236 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	129 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	653 S 860 E
City	SPANISH FORK
State	UT
Zip	84660-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, PLAT A, EAGLE NEST ESTATES SUB AREA 0.236 AC.
Legal Subdivision	EAGLE NEST ESTATES SUB
Legal Lot Number	4
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2001
Census Tract	3203

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	653 S 860 E, SPANISH FORK, UT 84660-2511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRIUMPH MORTGAGE
Jun 30, 2021	Intrafamily Transfer, Transfer
Oct 28, 2020	Deed of Trust, Mortgage · Line of Credit UTAH CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2016 · Amount on Record
Deed Sale	Nov 18, 2016 · Amount on Record
Deed Document Number	2016116615
Last Transfer Date	Jun 30, 2021
Transfer Doc	0000116828
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	653 S 860 E, SPANISH FORK, UT 84660-2511
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000132552
Date	Jul 29, 2021
Instrument	132552:2021

Lender

Name	TRIUMPH MORTGAGE
Type	Mortgage Company
Address	COLLIERVILLE, TN 38017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jun 30, 2021
Property Address	653 S 860 E, SPANISH FORK, UT 84660-2511
Document Number	0000116828
Instrument Date	Jun 30, 2021
Instrument	116828:2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	653 S 860 E, SPANISH FORK, UT 84660-2511

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	653 S 860 E, SPANISH FORK, UT 84660-2511
Document Number	0000172797
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	653 S 860 E SPANISH FORK UT 846602511, SPANISH FORK, UT 84660-2511

Mortgage

Document Number	0000172797
Date	Nov 2, 2020
Instrument	172797

Lender

Name	UTAH CMNTY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,355 (-44.88%)	$526,100 (+0.21%) Land $191,700 Building $334,400
2025	$2,781.00	$525,000 (+95.32%) Land $191,700 Building $333,300	$525,000 (+7.43%) Land $191,700 Building $333,300
2024	$2,781.00 (+6.8%)
2023	$2,604.00 (-6.23%)	$268,785	$488,700 Land $182,600 Building $306,100
2022	$2,777.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SenaWave, Utah Broadband.

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