642 S 860 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 642 S 860 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,663 sqft · built 2016
Lot Size	0.22 acres (9,592 sqft)
Owner	2 Company Names on Record
Last Sale	$68,800 (Jan 2019)
Tax Bill	$3,553 (2025)
Deeds & Mortgages	Mar 2024 Transfer Sep 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`38-489-0009`

Property Details

APN / Parcel Number

Primary APN	`38-489-0009`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,663 sqft Living Area
Gross Area	4,850 sqft
Basement Area	1,326 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	9,592 sqft (0.22 acres)
Garage Type	Attached
Garage Area	861 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab
Porch Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	642 S 860 E
City	SPANISH FORK
State	UT
Zip	84660-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9, PLAT A, EAGLE NEST ESTATES SUB AREA 0.220 AC.
Legal Subdivision	EAGLE NEST ESTATES SUB
Legal Lot Number	9
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2001
Census Tract	3203

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	642 S 860 E, SPANISH FORK, UT 84660-2511
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Intrafamily Transfer, Transfer KEY LAND TITLE
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST COLORADO MORTGAGE CORP
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage BOX HOME LOANS
Apr 21, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jan 18, 2019	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2019 · Amount on Record
Deed Sale	Jan 25, 2019 · Amount on Record
Prior Sale	Nov 18, 2016 · Amount on Record
Deed Document Number	20196552
Last Transfer Date	Mar 4, 2024
Transfer Doc	0000014182
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Mar 5, 2024
Property Address	642 S 860 E, SPANISH FORK, UT 84660-2511
Document Number	0000014182
Instrument Date	Mar 4, 2024
Instrument	14182:2024
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	KEY LAND TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	642 SOUTH 860 EAST, PROVO, UT 84606

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	642 S 860 E, SPANISH FORK, UT 84660-2511
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	PROVO LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097791
Date	Sep 30, 2019
Instrument	097791:2019

Lender

Name	FIRST COLORADO MORTGAGE CORP
Type	Mortgage Company
Address	OREM, UT 84057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	642 S 860 E, SPANISH FORK, UT 84660-2511
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	SILK ABSTRACT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000167754
Date	Oct 27, 2020
Instrument	167754:2020

Lender

Name	BOX HOME LOANS
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	642 S 860 E, SPANISH FORK, UT 84660-2511
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075359
Date	Apr 21, 2021
Instrument	75359:2021

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	642 S 860 E, SPANISH FORK, UT 84660-2511
Document Number	0000006634
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 8, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 S 860 E SPANISH FORK UT 846602511, SPANISH FORK, UT 84660-2511

Mortgage

Document Number	0000006634
Date	Jan 25, 2019
Instrument	6634

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	642 S 860 E, SPANISH FORK, UT 84660-2511
Document Number	0000043810
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 S 860 E SPANISH FORK UT 846602511, SPANISH FORK, UT 84660-2511

Mortgage

Document Number	0000043810
Date	May 5, 2017
Instrument	43810

Lender

Name	MOUNTAIN AMERICAN CU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,245 (-47.03%)	$645,900 (-3.7%) Land $188,900 Building $457,000
2025	$3,553.00	$670,700 (+90.15%) Land $188,900 Building $481,800	$670,700 (+4.58%) Land $188,900 Building $481,800
2024	$3,553.00 (+3.95%)
2023	$3,418.00 (+5.66%)	$352,715	$641,300 Land $179,900 Building $461,400
2022	$3,235.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SenaWave, Utah Broadband.

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