601 S 860 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 601 S 860 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,821 sqft · built 2016
Lot Size	0.27 acres (11,766 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,784 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2023 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`38-489-0001`

Property Details

APN / Parcel Number

Primary APN	`38-489-0001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,821 sqft Living Area
Gross Area	5,292 sqft
Basement Area	1,557 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	11,766 sqft (0.27 acres)
Garage Type	Attached
Garage Area	914 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Slab
Porch Area	678 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	601 S 860 E
City	SPANISH FORK
State	UT
Zip	84660-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, PLAT A, EAGLE NEST ESTATES SUB AREA 0.270 AC.
Legal Subdivision	EAGLE NEST ESTATES SUB
Legal Lot Number	1
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2001
Census Tract	3203

Owner

601 S 860 E is owned and occupied by two individuals who acquired it in April 2016.

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	601 S 860 E, SPANISH FORK, UT 84660-2511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit ZB NA
Mar 6, 2023	Deed of Trust, Mortgage · Line of Credit ZB NA
Feb 23, 2021	Deed of Trust, Mortgage · Line of Credit ZB NA
Jun 17, 2020	Deed of Trust, Mortgage · Line of Credit ZIONS FIRST NAT'L BK
May 11, 2020	Deed of Trust, Mortgage ZIONS BK
Jan 23, 2020	Deed of Trust, Mortgage · Line of Credit ZIONS FIRST NAT'L BK
Nov 21, 2019	Deed of Trust, Mortgage ZIONS BK
Jan 10, 2019	Deed of Trust, Mortgage · Line of Credit ZIONS FIRST NAT'L BK
Jan 4, 2018	Deed of Trust, Mortgage · Line of Credit ZIONS FIRST NAT'L BK
Jan 4, 2017	Deed of Trust, Mortgage · Line of Credit ZIONS FIRST NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2016
Deed Sale	Apr 1, 2016
Deed Document Number	201628230
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	601 S 860 E, SPANISH FORK, UT 84660-2511
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 S 860 E, SPANISH FORK, UT 84660-2511

Mortgage

Document Number	0000089757
Date	Nov 17, 2025
Instrument	89757:2025

Lender

Name	ZB NA
Type	Bank
Address	MIDVALE, UT 84047

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	601 S 860 E, SPANISH FORK, UT 84660-2511
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 S 860 E, SPANISH FORK, UT 84660-2511

Mortgage

Document Number	0000013443
Date	Mar 6, 2023
Instrument	13443:2023

Lender

Name	ZB NA
Type	Bank
Address	MIDVALE, UT 84047

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	601 S 860 E, SPANISH FORK, UT 84660-2511
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	INWEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033593
Date	Feb 23, 2021
Instrument	33593:2021

Lender

Name	ZB NA
Type	Bank
Address	WEST VALLEY CITY, UT 84119

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	601 S 860 E, SPANISH FORK, UT 84660-2511
Document Number	0000137432
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	INWEST TITLE-OREM #1

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	601 S 860 E SPANISH FORK UT 846602511, SPANISH FORK, UT 84660-2511

Mortgage

Document Number	0000137432
Date	Sep 10, 2020
Instrument	137432

Lender

Name	ZIONS FIRST NAT'L BK
Type	Bank
Address	WEST VALLEY CITY, UT 84119

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	601 S 860 E, SPANISH FORK, UT 84660-2511
Document Number	0000065521
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	OLD REPUBLIC TITLE (OREM)

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	601 S 860 E SPANISH FORK UT 846602511, SPANISH FORK, UT 84660-2511

Mortgage

Document Number	0000065521
Date	May 15, 2020
Instrument	65521

Lender

Name	ZIONS BK
Type	Bank
Address	SALT LAKE CITY, UT 84133

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 14, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	601 S 860 E, SPANISH FORK, UT 84660-2511
Document Number	0000020010
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	INWEST TITLE-OREM #1

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	601 S 860 E SPANISH FORK UT 846602511, SPANISH FORK, UT 84660-2511

Mortgage

Document Number	0000020010
Date	Feb 18, 2020
Instrument	20010

Lender

Name	ZIONS FIRST NAT'L BK
Type	Bank
Address	WEST VALLEY CITY, UT 84119

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	601 S 860 E, SPANISH FORK, UT 84660-2511
Document Number	0000125996
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	OLD REPUBLIC TITLE (OREM)

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	601 S 860 E SPANISH FORK UT 846602511, SPANISH FORK, UT 84660-2511

Mortgage

Document Number	0000125996
Date	Nov 27, 2019
Instrument	125996

Lender

Name	ZIONS BK
Type	Bank
Address	SALT LAKE CITY, UT 84133

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	601 S 860 E, SPANISH FORK, UT 84660-2511
Document Number	0000008733
Instrument Date	Jan 10, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	INWEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	601 S 860 E SPANISH FORK UT 846602511, SPANISH FORK, UT 84660-2511

Mortgage

Document Number	0000008733
Date	Jan 31, 2019
Instrument	8733

Lender

Name	ZIONS FIRST NAT'L BK
Type	Bank
Address	SALT LAKE CITY, UT 84133

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	601 S 860 E, SPANISH FORK, UT 84660-2511
Document Number	0000008278
Instrument Date	Jan 4, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	601 S 860 E SPANISH FORK UT 846602511, SPANISH FORK, UT 84660-2511

Mortgage

Document Number	0000008278
Date	Jan 26, 2018
Instrument	8278

Lender

Name	ZIONS FIRST NAT'L BK
Type	Bank
Address	WEST VALLEY CITY, UT 84119

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	601 S 860 E, SPANISH FORK, UT 84660-2511
Document Number	0000006245
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2017
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	601 S 860 E SPANISH FORK UT 846602511, SPANISH FORK, UT 84660-2511

Mortgage

Document Number	0000006245
Date	Jan 23, 2017
Instrument	6245

Lender

Name	ZIONS FIRST NAT'L BK
Type	Bank
Address	WEST VALLEY CITY, UT 84119

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 601 S 860 E was $3,784.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,650 (-47.41%)	$683,000 (-4.38%) Land $197,400 Building $485,600
2025	$3,784.00	$714,300 Land $197,400 Building $516,900	$714,300 Land $197,400 Building $516,900
2024	$3,784.00 (+11.16%)
2023	$3,404.00 (+5.35%)	$351,340	$638,800 Land $188,000 Building $450,800
2022	$3,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 601 S 860 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 S 860 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SenaWave, Utah Broadband.

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