653 Perugia, Cibolo, TX 78108 Property Records

Guadalupe County property record for 653 Perugia, Cibolo, TX 78108

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,940 sqft · built 2012
Lot Size0.193 acres (8,420 sqft)
Owner2 Individual Names on Record
Last Sale$332,800 (Jun 2019)
Tax Bill$4,210 (2023)
Deeds & MortgagesDec 2017 Line of Credit
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1G3995W10103000000

Property Details

APN / Parcel Number

Primary APN1G3995W10103000000
Alternative APNs
  • 000000147696
  • 000000234650
  • 147696

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,940 sqft Living Area
Gross Area3,655 sqft
1st Floor Area2,505 sqft
2nd Floor Area435 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,420 sqft (0.193 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage TypeAttached
Garage Area523 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area48 sqft
Patio Area192 sqft
Storage Building108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address653 PERUGIA
CityCIBOLO
StateTX
Zip78108-1928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTURNING STONE UNIT-W1 BLOCK 1 LOT 30 0.1933 AC
Legal SubdivisionTURNING STONE UNIT-W1
Legal Tract30
Legal Block1
Legal Lot Number30
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group1
Census Block1000
Census Tract210713

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address653 PERUGIA, CIBOLO, TX 78108-1928
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2017Deed of Trust, Mortgage · Line of Credit
RANDOLPH BROOKS FCU
Nov 23, 2020Deed of Trust, Mortgage · VA Mortgage
SWBC MTG
Jun 18, 2019Warranty Deed, Transfer · VA Mortgage
GOLD FIN'L SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2019 · Amount on Record
Deed SaleJun 18, 2019 · Amount on Record
Prior SaleOct 19, 2012 · Amount on Record
Deed Document Number201999013347
Prior Transfer DateJun 13, 2019
Prior Transfer Doc0099013347
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address653 PERUGIA, CIBOLO, TX 78108-1928
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028683
DateDec 6, 2017
Instrument2017028683
Lender
NameRANDOLPH BROOKS FCU
TypeCredit Union
AddressUNIVERSAL CITY, TX 78148
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 1, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address653 PERUGIA, CIBOLO, TX 78108-1928
Document Number0000034747
Instrument DateNov 23, 2020
Transaction TypeMortgage
Record UpdatedDec 16, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address653 PERUGIA CIBOLO TX 781081928, CIBOLO, TX 78108-1928

Mortgage

Document Number0000034747
DateDec 2, 2020
Instrument34747
Lender
NameSWBC MTG
TypeMortgage Company
AddressSAN ANTONIO, TX 78216
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUADALUPE TX
Recording DateJun 18, 2019
Property Address653 PERUGIA, CIBOLO, TX 78108-1928
Document Number0000013347
Instrument DateJun 13, 2019
Instrument13347
Transaction TypeTransfer
Record UpdatedNov 6, 2019
Title CompanyTRINITY TITLE/TX LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address653 PERUGIA CIBOLO TX 781081928, CIBOLO, TX 78108-1928

Mortgage

Document Number13348
DateJun 18, 2019
Instrument13348
Lender
NameGOLD FIN'L SVCS
TypeFunding / Finance Company
AddressHOUSTON, TX 77036
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 17, 2049

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCibolo City
CountyGuadalupe County
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$445,254 (+1.49%) Land $49,765 Building $395,489$445,254 (+1.49%) Land $49,765 Building $395,489
2025$438,720 (-4.94%) Land $47,384 Building $391,336$438,720 (-4.94%) Land $47,384 Building $391,336
2023$4,210.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$461,511 Land $70,929 Building $390,582$461,511 Land $70,929 Building $390,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims4 (1997–2026)
Claims Outside the SFHA2 of 4
Most Recent ClaimAug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREEN VALLEY SUD
serves 52,497 people · EPA ID TX0940020
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Guadalupe Valley Electric Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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