Guadalupe County property record for 645 Perugia, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,310 sqft · built 2013 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $445,900 (Dec 2022) |
| Tax Bill | $159 (2023) |
| Deeds & Mortgages | Dec 2022 Mortgage Jan 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3995W20103200000 |
| Primary APN | 1G3995W20103200000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,310 sqft Living Area |
| Gross Area | 3,958 sqft |
| 1st Floor Area | 1,754 sqft |
| 2nd Floor Area | 1,556 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,920 sqft (0.182 acres) |
| Lot Dimensions | 132 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 180 sqft |
| Patio Area | 90 sqft |
| Storage Building | 49 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 645 PERUGIA |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-1964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TURNING STONE UNIT-W2 BLOCK 1 LOT 32 0.1818 AC |
| Legal Subdivision | TURNING STONE UNIT-W2 |
| Legal Tract | 32 |
| Legal Block | 1 |
| Legal Lot Number | 32 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 210713 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 645 PERUGIA, CIBOLO, TX 78108-1964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2022 | Vendor's Lien, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Jan 24, 2022 | Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU |
| Jan 8, 2021 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MTG |
| Aug 30, 2018 | Deed of Trust, Mortgage RANDOLPH BROOKS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2022 · Amount on Record |
| Deed Sale | Dec 20, 2022 · Amount on Record |
| Prior Sale | Oct 31, 2013 · Amount on Record |
| Deed Document Number | 202237578 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Dec 20, 2022 |
| Property Address | 645 PERUGIA, CIBOLO, TX 78108-1964 |
| Document Number | 0099037578 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 202299037578 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11327 CORMABLITON DR, CYPRESS, TX 77433 |
| Name | Verified Name |
|---|---|
| Address | 645 PENGIA, CIBOLO, TX 78108 |
| Document Number | 0099037579 |
|---|---|
| Date | Dec 20, 2022 |
| Instrument | 202299037579 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 645 PERUGIA, CIBOLO, TX 78108-1964 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0099002400 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 202299002400 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 645 PERUGIA, CIBOLO, TX 78108-1964 |
| Document Number | 0000003074 |
| Instrument Date | Jan 8, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 645 PERUGIA CIBOLO TX 781081964, CIBOLO, TX 78108-1964 |
| Document Number | 0000003074 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 3074 |
| Name | SUN WEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 25, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 645 PERUGIA, CIBOLO, TX 78108-1964 |
| Document Number | 0000020570 |
| Instrument Date | Aug 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 645 PERUGIA CIBOLO TX 781081964, CIBOLO, TX 78108-1964 |
| Document Number | 0000020570 |
|---|---|
| Date | Sep 6, 2018 |
| Instrument | 20570 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Sep 5, 2043 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $462,556 (+5.99%) Land $48,433 Building $414,123 | $462,556 (+5.99%) Land $48,433 Building $414,123 | |
| 2025 | $436,396 (-5.79%) Land $45,600 Building $390,796 | $436,396 (-5.79%) Land $45,600 Building $390,796 | |
| 2023 | $159.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $463,231 Land $68,515 Building $394,716 | $463,231 Land $68,515 Building $394,716 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (1997–2026) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Guadalupe Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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