Cook County property record for 653 Harrison St, Elgin, IL 60120 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,043 sqft · built 1957 |
| Lot Size | 0.142 acres (6,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $163,000 (Jun 2018) |
| Tax Bill | $5,757 (2023) |
| Deeds & Mortgages | Dec 2022 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-302-001 |
| Primary APN | 06-19-302-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,043 sqft Living Area |
| 1st Floor Area | 1,043 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,197 sqft (0.142 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 653 HARRISON ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (PLAYGROUND)(PARK) ADD ELGIN ILLINOIS SUB IN WH SEC 19-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 19 |
| Legal Subdivision | PLAYGROUND PARK |
| Legal Lot Number | 13 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 804406 |
Source: Cook County records · APN 06-19-302-001
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 653 HARRISON ST, ELGIN, IL 60120-8236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 06, 2022 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jun 26, 2018 | Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MTG CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 2018 · Amount on Record |
| Deed Sale | Jun 26, 2018 · Amount on Record |
| Prior Sale | Apr 23, 1996 |
| Deed Document Number | 201834047 |
| Prior Transfer Date | Sep 26, 2016 |
| Prior Transfer Doc | 0000046133 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 653 HARRISON ST, ELGIN, IL 60120-8236 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 653 HARRISON ST, ELGIN, IL 60120-8236 |
| Document Number | 0034019053 |
|---|---|
| Date | Dec 06, 2022 |
| Instrument | 2234019053 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 307 Months |
| Due | Jul 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 26, 2018 |
| Property Address | 653 HARRISON ST, ELGIN, IL 60120-8236 |
| Document Number | 1817734047 |
| Instrument Date | May 29, 2018 |
| Instrument | 17734047 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $163.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 653 HARRISON ST ELGIN IL 601208236, ELGIN, IL 60120-8236 |
| Document Number | 1817734048 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 17734048 |
| Name | FIRST CENTENNIAL MTG CORP |
|---|---|
| Address | AURORA, IL 60506 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,000 (+15.01%) Land $4,338 Building $18,662 | $230,000 (+15.01%) Land $43,380 Building $186,620 | |
| 2023 | $5,757.00 (+2.91%) | ||
| 2022 | $5,594.00 | $19,999 Land $2,478 Building $17,521 | $199,990 Land $24,780 Building $175,210 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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