Cook County property record for 620 Harrison St, Elgin, IL 60120 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1927 |
| Square Footage | 557 sqft Living Area |
| Lot Size | 6,600 sqft (0.152 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $179,000 (2020) |
| Tax Bill | $3,888.00 (2023) |
| Primary APN | 06-19-121-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 557 sqft Living Area |
| 1st Floor | 557 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,600 sqft (0.152 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Street Address | 620 HARRISON ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8218 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | (BLUFF) CITY ADD ELGIN ILLINOIS IN NW SEC 19-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 19 |
| Legal Subdivision | CITY ADD |
| Legal Block | 5 |
| Legal Lot Number | 14 |
| Jurisdiction | COOK IL |
| Minor Civil Division | HANOVER |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 804406 |
Source: Cook County records · APN 06-19-121-014
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 620 HARRISON ST, ELGIN, IL 60120-8218 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 04, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MIDWEST CMNTY BK |
| Jun 21, 2019 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 04, 2020 · Amount on Record |
| Deed Sale | Dec 04, 2020 · Amount on Record |
| Deed Doc Number | 202028218 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 04, 2020 |
| Property Address | 620 HARRISON ST, ELGIN, IL 60120-8218 |
| Document Number | 2033928218 |
| Instrument Date | Oct 08, 2020 |
| Instrument | 33928218 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $179.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 620 HARRISON ST ELGIN IL 601208218, ELGIN, IL 60120-8218 |
| Document Number | 2033928219 |
|---|---|
| Date | Dec 04, 2020 |
| Instrument | 33928219 |
| Name | MIDWEST CMNTY BK |
|---|---|
| Type | Bank |
| Address | FREEPORT, IL 61032 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 03, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Number | 2033928220, |
|---|---|
| Date | Dec 04, 2020 |
| Instrument | 33928220 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 111 B WACKER DR # 1000, CHICAGO, IL 60601 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 620 HARRISON ST, ELGIN, IL 60120-8218 |
| Document Number | 1918933079 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 620 HARRISON ST ELGIN IL 601208218, ELGIN, IL 60120-8218 |
| Document Number | 1918933079 |
|---|---|
| Date | Jul 08, 2019 |
| Instrument | 18933079 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | RANTOUL, IL 61866 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 07, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,000 (+5.26%) Land $4,620 Building $15,380 | $200,000 (+5.26%) Land $46,200 Building $153,800 | |
| 2023 | $3,888.00 (-26.85%) | ||
| 2022 | $5,315.00 Homeowner's exemption | $19,000 Land $2,640 Building $16,360 | $190,000 Land $26,400 Building $163,600 |
620 Harrison St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Cook County (17031C), updated February 11, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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