Cook County property record for 631 Harrison St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 736 sqft · built 1953 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $4,515 (2023) |
| Deeds & Mortgages | Nov 2025 Transfer Oct 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-122-007 |
| Primary APN | 06-19-122-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 736 sqft Living Area |
| 1st Floor Area | 736 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 631 HARRISON ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (BLUFF) CITY ADD ELGIN ILLINOIS IN NW SEC 19-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 19 |
| Legal Subdivision | CITY ADD |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 804406 |
Source: Cook County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 631 HARRISON ST, ELGIN, IL 60120-8217 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 3, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 30, 2025 | Affidavit of Death of Joint Tenant, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 29, 2025 |
| Transfer Doc | 0000002006 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 3, 2025 |
| Property Address | 631 HARRISON ST, ELGIN, IL 60120-8217 |
| Document Number | 0030702006 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 2530702006 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 631 HARRISON ST, ELGIN, IL 60120-8217 |
| Name | Verified Name |
|---|---|
| Address | 631 HARRISON ST, ELGIN, IL 60120-8217 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 30, 2025 |
| Property Address | 631 HARRISON ST, ELGIN, IL 60120-8217 |
| Document Number | 0030322163 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 2530322163 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 631 HARRISON ST, ELGIN, IL 60120-8217 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,000 (+5.26%) Land $4,620 Building $15,380 | $200,000 (+5.26%) Land $46,200 Building $153,800 | |
| 2023 | $4,515.00 (+3.6%) Homeowner's exemption | $19,000 (-) Land $2,640 Building $16,360 | $190,000 (-) Land $26,400 Building $163,600 |
| 2022 | $4,358.00 Homeowner's exemption | $19,000 Land $2,640 Building $16,360 | $190,000 Land $26,400 Building $163,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 16 (1997–2020) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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