653 Fox Trails Way, Cincinnati, OH 45233 Property Records

Hamilton County property record for 653 Fox Trails Way, Cincinnati, OH 45233

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,876 sqft · built 2012
Lot Size	0.566 acres (24,681 sqft)
Owner	2 Owner Names on File
Last Sale	$30,000 (Apr 2012)
Tax Bill	$9,988 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Nov 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`540-0120-1015-00`

Property Details

APN / Parcel Number

Primary APN	`540-0120-1015-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,876 sqft Living Area
1st Floor Area	1,400 sqft
2nd Floor Area	1,476 sqft
Basement Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	24,681 sqft (0.566 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	653 FOX TRAILS WAY
City	CINCINNATI
State	OH
Zip	45233-1473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX TRAILS WY0.5666 AC LOT 20 FOX TRAILS SUB
Legal Subdivision	FOX TRAILS SUB
Legal Lot Number	20
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	4
Census Block	4001
Census Tract	21302

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	653 FOX TRAILS WAY, CINCINNATI, OH 45233-1473
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK
Nov 20, 2017	Deed of Trust, Mortgage · Line of Credit EAGLE SAVINGS BANK
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage EAGLE SAVINGS BANK
Mar 24, 2021	Deed of Trust, Mortgage · Line of Credit EAGLE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2012 · Amount on File
Deed Sale	Apr 3, 2012 · Amount on File
Prior Sale	Apr 3, 2012
Deed Document Number	256126
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	653 FOX TRAILS WAY, CINCINNATI, OH 45233-1473
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 FOX TRAILS WAY, CINCINNATI, OH 45233-1473

Mortgage

Document Number	0000046346
Date	Jul 6, 2023
Book Page	14951/1191
Instrument	2023-0046346

Lender

Name	EAGLE BANK
Type	Bank
Address	NEW WESTON, OH 45348

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2038

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	653 FOX TRAILS WAY, CINCINNATI, OH 45233-1473
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006282
Date	Nov 20, 2017
Instrument	17-0106282

Lender

Name	EAGLE SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45248

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Dec 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	653 FOX TRAILS WAY, CINCINNATI, OH 45233-1473
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009860
Date	Jan 22, 2021
Book Page	14339/2326
Instrument	2021-0009860

Lender

Name	EAGLE SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45248

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	653 FOX TRAILS WAY, CINCINNATI, OH 45233-1473
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	ATST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037185
Date	Mar 24, 2021
Book Page	14381/2689
Instrument	2021-0037185

Lender

Name	EAGLE SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45248

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,988.00 (-0.24%)	$164,217 (-) Land $29,400 Building $134,817
2024	$10,012.00 (+1.52%)	$164,217 (-) Land $29,400 Building $134,817
2023	$9,862.00 (+7.69%)	$164,217 (+20.95%) Land $29,400 Building $134,817	$469,190 (+20.95%) Land $84,000 Building $385,190
2022	$9,158.00	$135,776 Land $29,988 Building $105,788
2020			$387,930 Land $85,680 Building $302,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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