635 Fox Trails Way, Cincinnati, OH 45233 Property Records

Hamilton County property record for 635 Fox Trails Way, Cincinnati, OH 45233

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,184 sqft · built 2007
Lot Size	0.463 acres (20,147 sqft)
Owner	2 Company Names on Record
Last Sale	$365,000 (Dec 2018)
Tax Bill	$8,971 (2025)
Deeds & Mortgages	Nov 2024 Line of Credit Apr 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`540-0120-1002-00`

Property Details

APN / Parcel Number

Primary APN	`540-0120-1002-00`
Alternative APN	`45193471`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,184 sqft Living Area
Gross Area	4,432 sqft
1st Floor Area	1,964 sqft
Basement Area	1,964 sqft
Finished Basement	1,220 sqft
Unfinished Basement	744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	20,147 sqft (0.463 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	243 sqft
Deck Area	Deck Area
Patio Area	297 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	635 FOX TRAILS WAY
City	CINCINNATI
State	OH
Zip	45233-1473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	FOX TRAILS WAY 0.4625 ACLOT 7 FOX TRAILS SUB
Legal Subdivision	FOX TRAILS SUB
Legal Lot Number	7
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	4
Census Block	4001
Census Tract	21302

Owner

Source: Hamilton County records, as of May 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	635 FOX TRAILS WAY, CINCINNATI, OH 45233-1473
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2024	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK.
Mar 13, 2024	Intrafamily Transfer, Transfer
May 12, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR
Nov 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK
Dec 5, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2018 · Amount on Record
Deed Sale	Dec 5, 2018 · Amount on Record
Prior Sale	Oct 21, 2010 · Amount on Record
Deed Document Number	2018106724
Deed Book / Page	13808 / 1787
Prior Transfer Date	Jun 25, 2014
Prior Transfer Doc	0000062360
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	635 FOX TRAILS WAY, CINCINNATI, OH 45233-1473
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084265
Date	Nov 26, 2024
Book Page	15301/664
Instrument	2024-0084265

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 10, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Apr 8, 2026
Property Address	635 FOX TRAILS WAY, CINCINNATI, OH 45233-1473
Document Number	0000026528
Book / Page	15640 / 2475
Instrument Date	Mar 24, 2026
Instrument	202626528
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286

Mortgage

Document Number	0000026528,
Date	Apr 8, 2026
Book Page	15640/2475
Instrument	202626528

Lender

Name	FIRST FINANCIAL BANK.

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 10, 2051

Interest

Rate	5.98%
Max Rate	-1%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Mar 13, 2024
Property Address	635 FOX TRAILS WAY, CINCINNATI, OH 45233-1473
Document Number	0000016369
Book / Page	15122 / 577
Map Reference	MB 393 PGS 1
Instrument Date	Mar 1, 2024
Instrument	2024-0016369
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 FOX TRAILS WAY, CINCINNATI, OH 45233-1473

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	635 FOX TRAILS WAY, CINCINNATI, OH 45233-1473
Document Number	0000048493
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	635 FOX TRAILS WAY CINCINNATI OH 452331473, CINCINNATI, OH 45233-1473

Mortgage

Document Number	0000048493
Date	May 26, 2020
Book Page	014175/000337
Instrument	48493

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 25, 2045

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	635 FOX TRAILS WAY, CINCINNATI, OH 45233-1473
Document Number	0000104196
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	635 FOX TRAILS WAY CINCINNATI OH 452331473, CINCINNATI, OH 45233-1473

Mortgage

Document Number	0000104196
Date	Nov 25, 2019
Book Page	014051/001563
Instrument	104196

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 24, 2034

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 5, 2018
Property Address	635 FOX TRAILS WAY, CINCINNATI, OH 45233-1473
Document Number	0000106724
Book / Page	13808 / 01787
Map Reference	MB 393 PG 1&2
Instrument Date	Nov 30, 2018
Instrument	2018-0106724
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,095.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	635 FOX TRAILS WAY, CINCINNATI, OH 45233-1473

Mortgage

Document Number	0000106725
Date	Dec 5, 2018
Instrument	2018-0106725

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,971.00 (+2.51%)	$151,176 (-) Land $29,400 Building $121,776	$431,930 (-) Land $84,000 Building $347,930
2024	$8,751.00 (-0.31%)	$151,176 (-) Land $29,400 Building $121,776
2023	$8,778.00 (+5.26%)	$151,176 (+18.34%) Land $29,400 Building $121,776	$431,930 (+18.34%) Land $84,000 Building $347,930
2022	$8,339.00 Homeowner's exemption	$127,750 Land $29,988 Building $97,762
2020			$365,000 Land $85,680 Building $279,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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