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653 Cut Off Rd, Somerville, AL 35670 Property Records

Morgan County property record for 653 Cut Off Rd, Somerville, AL 35670

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,416 sqft · built 1987
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on File
Tax Bill$443 (2025)
Deeds & MortgagesNov 2024 Sale
Oct 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-01-01-0-000-010.001

Property Details

APN / Parcel Number

Primary APN16-01-01-0-000-010.001
Alternative APNs
  • 448480
  • 41148

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,416 sqft Living Area
1st Floor Area1,416 sqft
Upper Floors Area828 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area130,680 sqft (3 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number448480
Street Address653 CUT OFF RD
CitySOMERVILLE
StateAL
Zip35670-5975
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT SW COR OF NW1/4 OF NE1/4 SEC 1, T7S, R3W; TH E 1190'S TO POB; TH W 500'; TH N'LY 330'S; TH E'LY 350'; TH SE'LY 375' TO
Legal Range3W
Legal Township7S
Legal Section01
JurisdictionMORGAN AL
Township / Civil DivisionSOMERVILLE
Census Block Group3
Census Block3020
Census Tract5405

Owner

653 Cut Off Rd is owned and occupied by two individuals who acquired it in November 2024.

Source: Morgan County records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address653 CUT OFF RD, SOMERVILLE, AL 35670-5975
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2024Warranty Deed, Transfer
TITLE AND CLOSING SERVICES, TITLE & CLOSING SERVICES
Oct 21, 2022Warranty Deed, Transfer
Oct 21, 2022Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 11, 2024
Transfer Doc02024/9797
Record UpdatedSep 20, 2026

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateNov 12, 2024
Property Address653 CUT OFF RD, SOMERVILLE, AL 35670-5975
Document Number02024/9797
Book / Page2024 / 9797
Instrument DateNov 11, 2024
Transaction TypeTransfer
Record UpdatedJun 19, 2026
Title CompanyTITLE AND CLOSING SERVICES, TITLE & CLOSING SERVICES

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address653 CUT OFF RD # R, R, SOMERVILLE, AL 35670-5975

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateOct 21, 2022
Property Address653 CUT OFF RD, SOMERVILLE, AL 35670-5975
Document Number2022/12022
Book / Page2022 / 12022
Instrument DateOct 21, 2022
Transaction TypeTransfer
Record UpdatedJun 19, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address653 CUT OFF RD, SOMERVILLE, AL 35670-5975

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address653 CUT OFF RD, SOMERVILLE, AL 35670-5975

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateOct 21, 2022
Property Address653 CUT OFF RD, SOMERVILLE, AL 35670-5975
Document Number2022/12021
Book / Page2022 / 12021
Instrument DateOct 21, 2022
Transaction TypeTransfer
Record UpdatedJun 19, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address653 CUT OFF RD, SOMERVILLE, AL 35670-5975

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address653 CUT OFF RD, SOMERVILLE, AL 35670-5975

Tax Assessment & Valuation

The 2025 property tax bill for 653 Cut Off Rd was $443 with exemptions applied.

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMorgan County
MunicipalitySomerville Town
Unified School DistrictMorgan County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$443.00 Homeowner's exemption Senior Citizen's exemption$14,350 (-) Land $4,170 Building $10,180$143,500 (-) Land $41,700 Building $101,800
2024$14,350 (-) Land $4,170 Building $10,180$143,500 (-) Land $41,700 Building $101,800
2023$416.00 Homeowner's exemption Senior Citizen's exemption$14,350 (-) Land $4,170 Building $10,180$143,500 (-) Land $41,700 Building $101,800
2022$416.00 Homeowner's exemption$14,350 Land $4,170 Building $10,180$143,500 Land $41,700 Building $101,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 653 Cut Off Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2009)
Most Recent ClaimDec 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 653 Cut Off Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNE MORGAN CO., WATER & SEWER AUTHORITY
serves 26,352 people · EPA ID AL0001088
Water SourcePurchased surface water from DECATUR, MUNICIPAL UB OF
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FlashFiber
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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