Morgan County property record for 222 Cut Off Rd, Somerville, AL 35670
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 840 sqft · built 2022 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $308 (2025) |
| Deeds & Mortgages | Jan 2008 Mortgage Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-01-12-0-000-003.002 |
| Primary APN | 16-01-12-0-000-003.002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 840 sqft Adjusted Area |
| 1st Floor Area | 840 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Mobile Home |
| Lot Area | 43,560 sqft (1 acres) |
| Account Number | 142663 |
|---|---|
| Street Address | 222 CUT OFF RD |
| City | SOMERVILLE |
| State | AL |
| Zip | 35670-5910 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | COM AT NE COR OF E1/2 OF NW1/4 SEC 12, T7S, R3W, TH N 39.91' TO W R/W HARTSLLE- SOMERVILLE RD, TH CONT W 646.68', TH SO 270.3 |
| Legal Range | 3W |
| Legal Township | 7S |
| Legal Section | 12 |
| Legal Subdivision | WESTMEAD 03 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 5405 |
222 Cut Off Rd, a mobile home, is owned and occupied by an individual.
Source: Morgan County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 222 CUT OFF RD, SOMERVILLE, AL 35670-5910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2008 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK OF NORTH ALABAMA |
| Nov 24, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 222 CUT OFF RD, SOMERVILLE, AL 35670-5910 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2008/01200 |
|---|---|
| Date | Jan 9, 2008 |
| Book Page | 2008/01200 |
| Name | PEOPLES BANK OF NORTH ALABAMA |
|---|---|
| Address | CULLMAN, AL 35055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 14, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Nov 24, 2020 |
| Property Address | 222 CUT OFF RD, SOMERVILLE, AL 35670-5910 |
| Document Number | 2020/10979 |
| Book / Page | 2020 / 10979 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 222 CUT OFF RD, SOMERVILLE, AL 35670-5910 |
The 2025 property tax bill for 222 Cut Off Rd was $308 with a homeowner's exemption.
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $308.00 | $3,990 Land $1,740 Building $2,250 | $41,300 (-) Land $18,800 Building $22,500 |
| 2024 | $41,300 (+3.51%) Land $18,800 Building $22,500 | ||
| 2023 | $100.00 Homeowner's exemption | $3,990 (+4.18%) Land $1,740 Building $2,250 | $39,900 (+4.18%) Land $17,400 Building $22,500 |
| 2022 | Homeowner's exemption | $3,830 Land $1,580 Building $2,250 | $38,300 Land $15,800 Building $22,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 222 Cut Off Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Dec 2009 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 222 Cut Off Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NE MORGAN CO., WATER & SEWER AUTHORITY serves 26,352 people · EPA ID AL0001088 |
|---|---|
| Water Source | Purchased surface water from DECATUR, MUNICIPAL UB OF |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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