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170 Cut Off Rd, Somerville, AL 35670 Property Records

Morgan County property record for 170 Cut Off Rd, Somerville, AL 35670

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,112 sqft · built 2004
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on File
Last Sale$15,000 (Aug 2023)
Tax Bill$413 (2025)
Deeds & MortgagesJun 2022 Sale
Oct 2015 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-01-12-0-000-003.006

Property Details

APN / Parcel Number

Primary APN16-01-12-0-000-003.006
Alternative APNs
  • 164626
  • 41294

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,112 sqft Living Area
1st Floor Area1,112 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area130,680 sqft (3 acres)
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number164626
Street Address170 CUT OFF RD
CitySOMERVILLE
StateAL
Zip35670-5908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT NE COR OF E1/2 OF NW1/4 SEC 12, T7S, R3W, TH W 39.91' T O W R/W OF HARTSELLE-SOMERVIL LE RD, TH CONT W 646.68', TH SO
Legal Range3W
Legal Township7S
Legal Section12
JurisdictionMORGAN AL
Township / Civil DivisionSOMERVILLE
Census Block Group3
Census Block3052
Census Tract5405

Owner

170 Cut Off Rd is owned by an individual who bought it in August 2023.

Source: Morgan County records, as of July 2, 2026

Owner of RecordIndividual Name on File
Mailing Address218 DEER SPRINGS RD SW, DECATUR, AL 35603-4935
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2022Quit Claim Deed, Transfer
Quitclaim
Oct 5, 2015Special Warranty Deed, Transfer
Jan 6, 2005Warranty Deed, Transfer · Conventional Mortgage
HOMECOMINGS FINANCIAL NETWORK INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2023 · Amount on File
Deed SaleAug 31, 2023 · Amount on File
Prior SaleOct 5, 2015 · Amount on File
Deed Book / Page2023 / 7674
Prior Transfer DateJan 5, 2005
Prior Transfer Doc2005/00949
Record UpdatedOct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMORGAN AL
Recording DateJun 10, 2022
Property Address170 CUT OFF RD, SOMERVILLE, AL 35670-5908
Document Number02022/6633
Book / Page2022 / 6633
Map ReferenceMB 2015 PG 8654
Instrument DateJun 10, 2022
Transaction TypeTransfer
Record UpdatedJun 19, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address225 OLD SOMERVILLE RD SE, DECATUR, AL 35603-6329

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 DEER SPRINGS RD SW, DECATUR, AL 35603-4935
InvestorPossibly a Property Investor

October 2015: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMORGAN AL
Recording DateOct 5, 2015
Property Address170 CUT OFF RD, SOMERVILLE, AL 35670-5908
Document Number2015/08654
Book / Page2015 / 08654
Instrument DateOct 1, 2015
Transaction TypeTransfer
Record UpdatedJun 19, 2026

Transaction

AmountAmount on Record
Tax$15.00
Amount AccuracyVerified / From Affidavit
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address707 ALDRIDGE RD, VACAVILLE, CA 95688-9564

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 OLD SOMERVILLE RD SE, DECATUR, AL 35603-6329
InvestorPossibly a Property Investor

January 2005: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateJan 6, 2005
Property Address170 CUT OFF RD, SOMERVILLE, AL 35670-5908
Document Number2005/00106
Book / Page2005 / 00106
Instrument DateJan 5, 2005
Transaction TypeTransfer
Record UpdatedJun 19, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$15.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address170 CUT OFF RD, SOMERVILLE, AL 35670-5908

Mortgage

Document Number2005/00949
DateJan 6, 2005
Book Page2005/00949
Lender
NameHOMECOMINGS FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressFORT LAUDERDALE, FL 33334
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 170 Cut Off Rd was $413.

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMorgan County
Unified School DistrictMorgan County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$413.00$5,530 (-) Land $3,150 Building $2,380$55,300 (-) Land $31,500 Building $23,800
2024$5,530 (-5%) Land $3,150 Building $2,380$55,300 (-) Land $31,500 Building $23,800
2023$413.00 (+8.12%)$11,060 (+8.22%) Land $6,300 Building $4,760$55,300 (+8.22%) Land $31,500 Building $23,800
2022$382.00$10,220 Land $5,680 Building $4,540$51,100 Land $28,400 Building $22,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 170 Cut Off Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2009)
Most Recent ClaimDec 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 170 Cut Off Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNE MORGAN CO., WATER & SEWER AUTHORITY
serves 26,352 people · EPA ID AL0001088
Water SourcePurchased surface water from DECATUR, MUNICIPAL UB OF
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FlashFiber
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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