6527 Nicholas Dr, Winton, CA 95388 Property Records

Merced County property record for 6527 Nicholas Dr, Winton, CA 95388

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,475 sqft · built 2005
Lot Size	0.161 acres (6,992 sqft)
Owner	Individual Name on File
Tax Bill	$2,704 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`146-274-016-000`

Property Details

APN / Parcel Number

Primary APN	`146-274-016-000`
Alternative APN	`146-274-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,475 sqft Living Area
Gross Area	1,897 sqft
1st Floor Area	1,475 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,992 sqft (0.161 acres)
Garage Type	Attached
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	146-274-016
Street Address	6527 NICHOLAS DR
City	WINTON
State	CA
Zip	95388-9275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15000
Legal Description	MONTARA - 4 LOT 153
Legal Subdivision	MONTARA 04
Legal Lot Number	153
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	3
Census Block	3005
Census Tract	504

Owner

6527 Nicholas Dr is owned and occupied by an individual who acquired it in June 2020.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	6527 NICHOLAS DR, WINTON, CA 95388-9275
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 14, 2020	Deed of Trust, Mortgage · FHA Mortgage FBC MORTGAGE LLC
Jun 1, 2020	Grant Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Jun 1, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Apr 7, 2017	Grant Deed, Transfer STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2020
Deed Sale	Jun 1, 2020
Prior Sale	Jun 1, 2020 · Amount on File
Deed Document Number	202017516
Prior Transfer Date	May 25, 2020
Prior Transfer Doc	0000017516
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	6527 NICHOLAS DR, WINTON, CA 95388-9275
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6043 TERMINAL AVE, RIVERBANK, CA 95367-2923

Mortgage

Document Number	0000042759
Date	Sep 24, 2021
Instrument	2021042759

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	6527 NICHOLAS DR, WINTON, CA 95388-9275
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6043 TERMINAL AVE, RIVERBANK, CA 95367-2923

Mortgage

Document Number	0000027830
Date	Aug 14, 2020
Instrument	2020027830

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 1, 2020
Property Address	6527 NICHOLAS DR, WINTON, CA 95388-9275
Document Number	0000017515
Map Reference	MB 61 PG 43-45
Instrument Date	May 29, 2020
Instrument	2020017515
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6527 NICHOLAS DR, WINTON, CA 95388-9275

Mortgage

Document Number	0000017517
Date	Jun 1, 2020
Instrument	2020017517

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jun 1, 2020
Property Address	6527 NICHOLAS DR, WINTON, CA 95388-9275
Document Number	0000017516
Instrument Date	May 28, 2020
Instrument	17516
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6527 NICHOLAS DR WINTON CA 953889275, WINTON, CA 95388-9275

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 7, 2017
Property Address	6527 NICHOLAS DR, WINTON, CA 95388-9275
Document Number	0000010986
Instrument Date	Mar 8, 2017
Instrument	10986
Transaction Type	Transfer
Record Updated	May 25, 2017
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$203.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6527 NICHOLAS DR WINTON CA 953889275, WINTON, CA 95388-9275

Mortgage

Document Number	10987
Date	Apr 7, 2017
Instrument	10987

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6527 Nicholas Dr was $2,704 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Winton School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$273,297 (+2%) Land $50,196 Building $223,101
2025	$2,704.00 Homeowner's exemption	$267,939 Land $49,212 Building $218,727
2023	$2,594.00 (+1.37%) Homeowner's exemption	$257,537 Land $47,302 Building $210,235
2022	$2,559.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6527 Nicholas Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6527 Nicholas Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTON WATER & SANITARY DIST serves 9,745 people · EPA ID CA2410010
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Ayera Technologies.

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